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10916 Tower Oak Dr, Charlotte, NC, 28269

5beds
4baths
3,160sqft
$499,900
$158price/sqft
$3,315/moest. monthly cost
$132,600/yrincome needed

About This Home

Welcome to a beautifully maintained home that truly has it all. Built in 2014 and thoughtfully cared for, this spacious 5 bedroom, 4bathroom home offers the perfect blend of comfort, functionality, and style. From the moment you walk in, you’ll notice the natural light filling the home and the inviting layout. The main level features a formal sitting room and dining room, perfect for gatherings or quiet evenings at home. The open concept living area flows seamlessly into the kitchen and breakfast area, creating a great space for everyday living and entertaining. The living room fireplace adds a cozy touch and makes the space feel warm and welcoming. The kitchen overlooks the main living area and breakfast space, making it easy to stay connected with family and guests while cooking or hosting. Upstairs, the spacious primary suite offers a peaceful retreat with a tray ceiling and plenty of room to relax and unwind. The home’s five bedrooms and four full bathrooms provide flexibility for families, guests, or a home office setup. Throughout the home you’ll find beautiful crown molding in many of the rooms, adding a classic and elegant touch. This home is also equipped with thoughtful upgrades that today’s buyers appreciate. A built-in in-wall surround sound system runs throughout the house, perfect for music, movie nights, or entertaining. The property also includes a 3 camera security system with window sensors and a convenient touchpad control system for added peace of mind. A keypad lock provides easy and secure entry. Step outside to enjoy the fenced backyard, offering privacy and plenty of space to relax, play, or entertain. This home has been very well maintained and is move-in ready, offering both space and modern features in a comfortable and inviting setting. It is also located just 3 minutes away from a public park and a hiking trail.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
22
BikeSomewhat Bikeable

Schools

7/10
1/10
John M Alexander MiddleGrades 6-82.5 mi
6/10
North Mecklenburg HighGrades 9-122.2 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Electric Water Heater,Microwave,Plumbed For Ice Maker,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Open Floorplan,Pantry,Walk-In Closet(s)
  • Door features: Insulated Door(s)
  • Flooring: Carpet,Laminate
  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 3,160

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,160
  • Total interior livable area: 3,160 sqft

Kitchen

  • Features: Kitchen Island,Open Floorplan
  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Features: Open Floorplan
  • Level: Upper

Property

Details

  • Parcel number: 02763118
  • Zoning: N1-A
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio,Rear Porch
  • Exterior features: Storage
  • Fencing: Fenced

Lot

  • Lot size: 0.21 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$214$2,568
Property Taxes $280$3,360
Electricity $294$3,531
Total$3,315$39,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,657/yr
40% on housing$99,450/yr
45% on housing$88,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 28269$162
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28269$192
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$520,000
2026-03-12Listed for sale$525,000
2025-11-12Listing removed$525,000
2025-09-29Listed for sale$525,000
2025-08-22Listing removed$535,000
2025-07-29Price change$535,000
2025-07-12Listed for sale$550,000
2025-07-11Listing removed--
2025-05-16Listed for sale$550,000
2020-08-28Sold$330,000
2020-07-19Pending sale$325,000
2020-07-17Listed for sale$325,000
2019-09-30Listing removed$300,000
2019-09-20Listed for sale$300,000
2019-09-12Sold$305,500
2019-08-05Pending sale$300,000
2019-08-01Listed for sale$300,000
2015-01-21Sold$270,000

For Sale by Agent

AgentHaya Freitekh
BrokerageNorthGroup Real Estate LLC

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