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145 Moset Ln, Steele, ND, 58482

4beds
4baths
3,000sqft
$459,900
$153price/sqft
$2,835/moest. monthly cost
$113,400/yrincome needed

About This Home

This four bedroom split level home in a quiet subdivision in Steele, ND shows quality throughout! Built in 2015 on a private lane, the home features 50 year steel roofing, engineered smart siding and an insulated concrete foundation. You'll love the floor plan with two bedrooms, two baths, open kitchen, dining and living space on the main floor along with two bedrooms, bathroom and family room on the lower. The large lot is perfect for outdoor activities or gardening and has a full kitchen in the spacious garage including refrigerator, stove/oven, dishwasher, washer/dryer, double sink and full bathroom. As an added bonus, you'll find an 8x10 root cellar that maintains a constant temperature year round! There is an RV pad with full hookup and an 8kw Generac generator powered by natural gas. Oversized septic system and 160ft water well! Outside storage is a 10x12 garden shed with electric. Three large bays line the front of the garage with one of those being an extra tall to accommodate an RV. This home has it all and is a must see!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10
10/10
Steele-Dawson High SchoolGrades 6-120.9 mi

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,500

Heating & Cooling

  • Heating features: Natural Gas,Radiant
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 3,000 sqft

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • Parcel number: 14017108
  • Lease amount: 0

Features

  • Levels: Split Level
  • Patio & porch: Deck

Lot

  • Lot size: 2.87 Acres
  • Features: Cul de Sac

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Winter Weather
Ice Storm
Tornado
Inland Flooding
Wildfire

FEMA Declared Disasters Across North Dakota Counties

Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance $99$1,188
Property Taxes $218$2,616
Electricity $193$2,327
Total$2,835$34,020

Income You'd Need if You Spent...

35% on housing$97,200/yr
40% on housing$85,050/yr
45% on housing$75,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 58482$134
Kidder County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 58482
Kidder County$410

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$429,900
2026-06-11Listed for sale$459,900
2019-05-22Sold--
2019-03-14Price change$279,900
2018-10-26Price change$295,000
2018-10-15Listed for sale$300,000

For Sale by Agent

AgentBret Ruff
BrokerageBret Ruff Realty

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