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38021 County Road 1580, Coalgate, OK, 74538

5beds
2baths
2,880sqft
$439,900
$153price/sqft
$3,178/moest. monthly cost
$127,120/yrincome needed

About This Home

Back on the market at no fault to the Seller. Serene 20-Acre Private Oasis with Custom Brick Home – Your Hilltop Retreat Awaits! Escape to your own slice of paradise on this stunning 20-acre property, where a custom-built brick home perches majestically on a hill, offering breathtaking sunrise and sunset views that will steal your breath away each day. This quiet getaway is a true private oasis, surrounded by abundant wildlife – spot whitetail deer grazing at dawn, turkeys strutting through the timber, and majestic elk wandering the open ground. A year round creek meanders through the land, providing soothing sounds and a perfect spot for reflection. Home Highlights: Custom Brick Construction: Timeless 5-bedroom, 2-bath home (2,880 sq ft) built with enduring quality and charm. Wrap-Around Porch: Ideal for morning coffee rituals or evening unwinding, with panoramic hilltop vistas. Modern Updates: All-new flooring and fresh paint throughout, blending rustic elegance with contemporary comfort. Durable metal roof ensures worry-free living for years to come. Property Features Balanced Landscape: A harmonious mix of dense timber for privacy and open ground for grazing or gardening. Equestrian & Homesteading Ready: Spacious barn for horses or hay storage, plus a dedicated chicken coop – perfect for self-sufficient living. Equipment is to be included in the sale and includes a 1025R John Deere Tractor, a Cub Cadet Mower, and a John Deere Mower. Wildlife Haven: Teeming with nature's best – deer, turkeys, and elk – making it a hunter's dream or a nature lover's sanctuary. Imagine starting your day with coffee on the front porch as the sun crests the hills, and ending it with friends and family on the back porch as the sun sets. This isn't just a home; it's a lifestyle of tranquility and adventure. Seller to provide buyer's credit in the amount of $4,400 towards closing costs or loan fees.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
Emerson Elementary SchoolGrades PK-613.2 mi
4/10
6/10
Coalgate High SchoolGrades 9-1213.2 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Built-In Electric Oven,Built-In Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Tile
  • Fireplace features: None

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,880
  • Total interior livable area: 2,880 sqft

Property

Details

  • Parcel number: 38021NONECountyRoad158074538
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Rain Gutters

Lot

  • Lot size: 20 Acres
  • Features: Rural,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Ice Storm
Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Wildfire
Winter Weather
Inland Flooding

FEMA Declared Disasters in Coal County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance $587$7,044
Property Taxes $153$1,836
Electricity $214$2,570
Total$3,178$38,136

Income You'd Need if You Spent...

35% on housing$108,960/yr
40% on housing$95,340/yr
45% on housing$84,746/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 9.4%
9.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 74538$312
Coal County$290

vs Homes Sold Last Month

Median $/sqft

ZIP 74538
Coal County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$439,900
2026-04-13Pending sale$439,900
2026-02-23Price change$439,900
2026-01-02Price change$449,900
2025-10-18Price change$459,900
2025-09-22Listed for sale$474,900
2024-10-31Sold$401,000
2024-10-15Pending sale$400,000
2024-09-06Listed for sale$400,000
2024-07-11Listing removed--
2024-02-04Listed for sale$585,000
2023-12-15Listing removed--
2023-08-14Price change$585,000
2023-07-14Price change$599,000
2023-06-16Listed for sale$615,000
2023-03-14Listing removed--
2022-03-28Pending sale$450,000
2022-02-12Listed for sale$450,000
2020-03-17Sold$255,000

For Sale by Agent

AgentDavid Thoming
BrokerageWhite Oak Real Estate Group

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