




104 N Bay Dr, Dover, DE, 19901
About This Home
Welcome to Kitts Hummock Beach! A quiet and peaceful beach community located on the Bay. Only 3.5 miles off Rt 9. Close to Downtown Dover. Less than a hour from the ocean beaches.This Doll house bungalow offers 2 Bedrooms and 2.5 Baths.Updated kitchen with laundry, bathrooms and systems in 2019. Roof 2018. This property backs to the beach and the bay. Plan your walks on the beach. Perfect for weekend getaways or ideal for your forever home. AI photos shows house with current furnishings as it is and without.
Getting Around
Schools
Construction
Condition
- Property condition: Excellent
- Year built: 1936
Materials
- Foundation: Crawl Space
- Roof: Pitched,Shingle
- Construction materials: Aluminum Siding
Notable Dates
- Major remodel year: 2019
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Built-In Range,Dishwasher,Disposal,Dryer,Refrigerator,Washer,Electric Water Heater,Tankless Water Heater
- Laundry features: Main Level
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 2
Family Room
- Level: Main
Features
- Ceiling Fan(s)
- Window features: Screens
- Finished area below ground: 0
- Finished area above ground: 1,006
Heating & Cooling
- Heating features: Heat Pump,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 1,006
- Total interior livable area: 1,006 sqft
Kitchen
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: ED0009716015700000
- Zoning: AR
- Special condition: Standard
- Exclusions: Personal Property
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Porch
- Has view: Yes
- View description: Water,Bay
- Has water view: Yes
- Water view: Water,Bay
- On waterfront: Yes
- Waterfront features: Sandy Beach,Bayfront,Public Access,Beach Access,Bay
- Frontage length: Water Frontage Ft: 50
Lot
- Lot size: 8,712 sqft
- Features: Rear Yard
Parking
- Total spaces: 2
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Winter Weather
- Drought
- Hail
- Hurricane
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Delaware Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,730 | $32,760 |
| Home Insurance * | $225 | $2,700 |
| Property Taxes | $171 | $2,052 |
| Electricity | $251 | $3,021 |
| Total | $3,377 | $40,524 |
Income You'd Need if You Spent...
Delaware FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Price change | $530,000 |
| 2026-07-30 | Listed for sale | $540,000 |
| 2018-09-28 | Sold | $75,000 |
