39 N Bay Dr, Dover, DE, 19901
About This Home
Your own paradise is waiting for you here in a hidden beach on the Delaware Bay! Kitts Hummock Beach is a quiet and peaceful Bay community with Picturesque and Captivating scenic views of Wetlands, Conservation Areas and Nature trails. Close to Dover for shopping and conveniences. Delaware’s Ocean beaches a hour+ away. This Amish built custom home is quality construction. When you walk in the Beautiful Hardwood floors are throughout. Neutral color palette. Lots of Natural lighting. Cozy living room. Great Kitchen with Breakfast Bar. Stainless Steel Appliances, Gas range, microwave, dishwasher and refrigerator with ice maker. First level has a main bedroom with full bathroom. Laundry room. Powder room. 2nd level has 2 bedrooms that over looks the wetlands. 1 full bath. Ceiling fans , central air, Energy star heating system ( propane) and Tankless hot water system. Pre wired for a cargo lift/ elevator. Note: 51 N Bay lot with Garage next to this property is not included but is an option to purchase.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 2025
Materials
- Foundation: Pilings
- Roof: Metal
- Construction materials: Metal Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod,Coastal,Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Tankless Water Heater
- Laundry features: Main Level
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Dry Wall
- Door features: ENERGY STAR Qualified Doors,Six Panel,Sliding Glass
- Window features: ENERGY STAR Qualified Windows,Low Emissivity Windows
- Flooring: Hardwood
- Finished area below ground: 0
- Finished area above ground: 1,692
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,692
- Total interior livable area: 1,692 sqft
Property
Accessibility
- Accessibility features: Accessible Entrance,Grip-Accessible Features
Details
- Parcel number: ED0009720012200000
- Zoning: AR
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Has view: Yes
- View description: Bay,Scenic Vista,Water
- Has water view: Yes
- Water view: Bay,Water
- On waterfront: Yes
- Waterfront features: Sandy Beach,Bayfront,Beach Access,Public Access,Fishing Allowed,Bay
- Waterbody name: Bay
- Frontage length: Water Frontage Ft: 100
Lot
- Lot size: 6,970 sqft
- Lot size dimensions: 39.76 x 114.66
Parking
- Total spaces: 6
- Parking features: Under Home Parking,Gravel,Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Winter Weather
- Drought
- Hail
- Hurricane
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Delaware Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,483 | $41,796 |
| Home Insurance * | $287 | $3,444 |
| Property Taxes | $189 | $2,268 |
| Electricity | $251 | $3,021 |
| Total | $4,210 | $50,520 |
Income You'd Need if You Spent...
Delaware FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Listed for sale | $720,000 |
View on Zillow