




286 Stonewater Way, Dover, DE, 19904
About This Home
**Assumable VA Mortgage Available ** Tucked away at the end of a quiet cul-de-sac in the sought-after Stonewater Creek community, this beautifully maintained 4 bedroom, 2.5 bath home offers just over 2,500 square feet of thoughtfully designed living space on a 0.69 acre lot backing to open space. Freshly painted and featuring hardwood floors throughout the main level, the open floor plan centers around an eat-in kitchen with a center island, Corian countertops, ample cabinetry, a stainless steel range, built-in microwave, and refrigerator. The kitchen opens to the family room with a vaulted ceiling, gas fireplace, and sliding glass doors leading to a custom paver patio overlooking the private backyard and open space beyond. The first floor also includes a home office with glass French doors, a convenient laundry room, and a split staircase providing easy access from both the foyer and kitchen. Upstairs, the primary suite features a flexible sitting area that can serve as a dressing room, home office, or reading nook, along with a walk-in closet and a private bath with a recently replaced soaking tub. Three additional bedrooms and a full hall bath complete the second floor. Significant recent updates provide peace of mind, including both furnaces and air conditioning units replaced within the last two years, a new water heater (2026), well inspection with a new pressure tank installed (2026), and the septic drain field relocated in 2019. Freshly painted and move-in ready, this home offers a wonderful combination of space, functionality, and a desirable location in Stonewater Creek.
Getting Around
Schools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Permanent
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 2,527
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Natural Gas
Interior Area
- Total structure area: 2,527
- Total interior livable area: 2,527 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: ED0006603041600000
- Zoning: AR
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 0.69 Acres
- Lot size dimensions: 84.67 x 258.15
Parking
- Total spaces: 4
- Parking features: Garage Faces Side,Garage Door Opener,Inside Entrance,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Hurricane
- Heat Wave
- Inland Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Delaware Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $171 | $2,052 |
| Property Taxes | $251 | $3,012 |
| Electricity | $279 | $3,353 |
| Total | $3,229 | $38,748 |
Income You'd Need if You Spent...
Delaware FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Pending sale | $500,000 |
| 2026-07-30 | Listed for sale | $500,000 |
| 2019-07-16 | Sold | $315,000 |
| 2005-08-22 | Sold | $12,600 |
