42 River Ridge Ln, Ruckersville, VA, 22968
About This Home
The sellers are offering interest rate buydown funds, with rates as low as 3.375 for Year 1! This beautiful property offers a total of 4 bedrooms and 4 full baths on 10 open and level acres, including 3 bedrooms and 3 baths in the main home, plus a detached guest cottage with its own bedroom and bath. Set against a backdrop of sweeping mountain views, this stunning modern log home offers the kind of setting most people only dream about. Built in 2013, the main residence blends timeless craftsmanship with an open, light-filled design, anchored by a dramatic cathedral-ceiling great room that truly steals the show. A set of large windows frames the landscape beyond, bringing the outdoors in and filling the home with natural light. Rooms are generously sized, and the quality of construction is evident throughout. Built in 2018, the guest cottage provides consistent rental income or a perfect private space for visitors. The pastoral 10-acre property is horse-ready with a fenced pasture and run-in shed already in place. Enjoy incredible mountain views from nearly every rear-facing window—an ever-changing backdrop you’ll never tire of.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2013
Materials
- Foundation: Block
- Roof: Architectural,Composition,Shingle
- Construction materials: Log,Stick Built
Other
- Builder name: SOUTHLAND LOG HOMES
Type & Style
- Home type: SingleFamily
- Architectural style: Log Home
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Dishwasher,Electric Range,Microwave,Refrigerator,Dryer,Washer
Bathroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 3
- Main level bedrooms: 3
Dining Room
- Level: First
Features
- Additional Living Quarters,Double Vanity,Primary Downstairs,Sitting Area in Primary,Second Kitchen,Walk-In Closet(s),Breakfast Bar,Home Office,Recessed Lighting,Vaulted Ceiling(s)
- Window features: Insulated Windows,Low-Emissivity Windows
- Flooring: Ceramic Tile,Hardwood
- Fireplace features: Insert,Wood Burning,Wood BurningStove
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,725
Great Room
- Level: First
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Ductless,Heat Pump
Interior Area
- Total structure area: 5,285
- Total interior livable area: 4,517 sqft
Kitchen
- Level: First
Laundry
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Office
- Level: First
Recreation
- Level: Second
Property
Details
- Parcel number: 39 A 2A
- Zoning description: A-1 Agricultural
- Horse amenities: Hay Storage,Loafing Shed,Outdoor Arena,Horses Allowed
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Front Porch,Porch
- Exterior features: Fence
- Fencing: Partial
- Has view: Yes
- View description: Mountain(s),Panoramic,Rural
- Topography of land: Rolling
- Horses can be raised: Yes
Lot
- Lot size: 10.08 Acres
- Features: Garden,Open Lot,Wooded
Parking
- Total spaces: 3
- Parking features: Attached,Electricity,Garage,Garage Door Opener,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Drought
- Hail
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,074 | $84,888 |
| Home Insurance * | $381 | $4,572 |
| Property Taxes | $762 | $9,144 |
| Electricity | $435 | $5,220 |
| Total | $8,652 | $103,824 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $1,495,000 |
| 2023-11-19 | Listing removed | -- |
| 2023-09-15 | Listed for sale | $1,295,000 |
| 2012-06-15 | Sold | $239,000 |
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