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9785 Pepper Tree Trl, Wildwood, FL, 34785

4beds
2baths
1,751sqft
$368,900
$211price/sqft
$2,267/moest. monthly cost
$90,680/yrincome needed

About This Home

Get ready for the most epic pool party ever! This incredible POOL HOME is waiting for you in the fancy Pepper Tree Village, just a stone's throw from The Villages. We're talking a jaw-dropping 4/2/2 pad, built in 2018, with a whopping 1751 square feet of living space and a private inground salt pool that's basically a tropical oasis. And let's not forget the expansive patio space and vinyl fenced yard, because who doesn't love a little privacy? Inside, you'll find a cleverly designed split floor plan, soaring ceilings, and a kitchen that's perfect for whipping up some poolside snacks. The primary bedroom is like a luxurious retreat, complete with a walk-in closet and dual sinks. And the best part? This gem is nestled between 466 and 466A, making it easy to get to The Villages, shopping, entertainment, and all the other good stuff. So what are you waiting for? Schedule a private viewing and get ready to make a splash!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
3/10

Construction

Condition

  • Property condition: Completed
  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 135
  • Dimensions: 13.5x10

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 115.5
  • Dimensions: 11x10.5

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 145
  • Dimensions: 14.5x10

Features

  • Ceiling Fan(s),High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Split Bedroom,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile,Hardwood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,247
  • Total interior livable area: 1,751 sqft

Kitchen

  • Features: Kitchen Island
  • Level: First
  • Area: 154
  • Dimensions: 11x14

Living Room

  • Level: First
  • Area: 225
  • Dimensions: 15x15

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 188.5
  • Dimensions: 13x14.5

Property

Details

  • Parcel number: D30BC026
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Salt Water
  • Exterior features: Irrigation System
  • Fencing: Fenced,Vinyl

Lot

  • Lot size: 10,019 sqft
  • Features: Cleared,Landscaped,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$190$2,280
Property Taxes $15$180
Electricity $197$2,366
Total$2,267$27,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,725/yr
40% on housing$68,010/yr
45% on housing$60,453/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 34785$153
Sumter County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 34785$173
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-29Listed for sale$364,000
2026-02-21Pending sale$364,000
2026-02-12Price change$364,000
2025-08-28Price change$364,900
2025-07-14Price change$371,900
2025-06-12Listed for sale$374,900
2025-05-19Listing removed$375,000
2025-03-27Price change$375,000
2025-03-20Price change$380,999
2025-03-07Price change$384,999
2024-12-07Listed for sale$389,999
2024-12-02Listing removed$379,999
2024-10-04Price change$379,999
2024-09-02Price change$389,000
2024-06-19Price change$389,900
2024-05-22Price change$397,000
2024-04-15Listed for sale$399,000
2020-10-06Sold$288,000
2020-08-21Pending sale$285,000
2020-08-07Listed for sale$285,000
2019-05-08Listing removed$189,990
2019-03-30Listed for sale$189,990
2018-09-10Sold$194,990
2018-07-25Price change$189,990
2018-07-08Listed for sale$194,990

For Sale by Agent

AgentLarry Quartararo, III
BrokerageRE/MAX PREMIER REALTY LADY LK

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