See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

9731 Pepper Tree Trl, Wildwood, FL, 34785

5beds
3baths
2,674sqft
$340,000
$127price/sqft
$2,367/moest. monthly cost
$94,680/yrincome needed

About This Home

Short Sale. Welcome to this spacious 5-bedroom, 3-bathroom home with over 3,000 sq. ft. of comfortable living space in lovely Wildwood Florida! Inside, you'll find an open floor plan filled with natural light, perfect for everyday living and entertaining. This home also comes with energy-saving SOLAR PANELS to help lower your utility bills. Paid off at closing by the seller. The kitchen features plenty of counter space, high-end finishes, and a large island that opens to the family room, making it great for hosting guests or relaxing with family. There’s also a separate den for a home office or study, and a private loft that can be used as a playroom, media room, or extra living space. The master suite offers a peaceful retreat with a large bedroom, dual sinks in the bathroom, and a walk-in closet. Four additional bedrooms give you plenty of space for family or visitors. Enjoy the outdoors on the screened-in porch and lanai! Schedule your showing today.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
3/10

Construction

Condition

  • Property condition: Completed
  • Year built: 2019

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bathroom3

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 110
  • Dimensions: 11x10

Bedroom4

  • Features: Built-in Closet
  • Level: Second

Bedroom5

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Features: No Closet
  • Level: First

Dinette

  • Level: First
  • Area: 110
  • Dimensions: 11x10

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,301
  • Total interior livable area: 2,674 sqft

Kitchen

  • Level: First
  • Area: 143
  • Dimensions: 11x13

Living Room

  • Level: First
  • Area: 225
  • Dimensions: 15x15

Loft

  • Level: Second

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 260
  • Dimensions: 13x20

Property

Details

  • Parcel number: D30BD018
  • Zoning: RES
  • Special condition: Short Sale

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Enclosed,Porch,Screened
  • Exterior features: Other

Lot

  • Lot size: 9,979 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$175$2,100
Property Taxes $204$2,448
Electricity $269$3,229
Total$2,367$28,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,154/yr
40% on housing$71,010/yr
45% on housing$63,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 34785$154
Sumter County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 34785$173
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$340,000
2026-03-24Price change$350,000
2026-01-05Price change$375,000
2025-09-29Price change$380,000
2025-08-10Price change$394,000
2025-06-12Price change$400,000
2025-04-28Price change$410,000
2025-04-17Price change$440,000
2025-03-21Listed for sale$450,000
2019-10-24Sold$246,990
2019-08-30Price change$244,990
2019-08-24Price change$249,990
2019-07-24Price change$253,990
2019-06-23Price change$249,990
2019-05-25Price change$253,990
2019-05-02Price change$248,990
2019-04-17Listed for sale$245,990

Pre-Foreclosure - For Sale by Agent

AgentNicholas Feinsod
BrokerageMARK SPAIN REAL ESTATE

Similar Homes