1407 CUSTER BAYOU STREET, Ruskin, FL, 33570
About This Home
Welcome to Bay Ridge, where comfort, style, and convenience come together in this beautifully appointed home! Located in a gated community with a low HOA and NO CDD fees, this move-in-ready property offers the perfect blend of luxury and value. Inside, you’ll find an open-concept floor plan featuring upgraded ceramic tile flooring, elegant granite countertops throughout, and a spacious kitchen complete with an oversized island that’s ideal for entertaining, meal prep, or gathering with family and friends. Step outside to the screened lanai with outdoor speakers, creating the perfect space to relax or host guests year-round. Bay Ridge residents enjoy outstanding community amenities, including a resort-style swimming pool, shaded playground, and soccer field, all while being conveniently located near shopping, dining, schools, and easy access to major highways. Don’t miss your opportunity to own this exceptional home in one of Ruskin’s most desirable communities!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Inside,Washer Hookup
Bathroom1
- Level: First
- Area: 53.5
- Dimensions: 10.7x5
Bedroom1
- Features: Built-in Closet
- Level: First
- Area: 108.07
- Dimensions: 10.7x10.1
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 110.21
- Dimensions: 10.7x10.3
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 246.48
- Dimensions: 15.6x15.8
Features
- Ceiling Fan(s),Eating Space In Kitchen,Open Floorplan,Stone Counters,Thermostat,Walk-In Closet(s)
- Window features: Hurricane Shutters
- Flooring: Carpet,Ceramic Tile,Laminate
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,150
- Total interior livable area: 1,552 sqft
Kitchen
- Level: First
- Area: 111.142
- Dimensions: 12.2x9.11
Living Room
- Level: First
- Area: 259.2
- Dimensions: 14.4x18
Primary Bathroom
- Level: First
- Area: 72.9
- Dimensions: 8.1x9
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 145.41
- Dimensions: 13.1x11.1
Property
Details
- Parcel number: U0432199YH00000000082.0
- Zoning: PD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System,Rain Gutters,Sidewalk
Lot
- Lot size: 5,480 sqft
- Lot size dimensions: 40 x 137
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Lightning
- Tornado
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hillsborough County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,465 | $17,580 |
| Home Insurance * | $138 | $1,656 |
| Property Taxes | $437 | $5,244 |
| Electricity | $197 | $2,366 |
| Total | $2,237 | $26,844 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-25 | Listed for sale | $289,900 |
| 2017-12-14 | Sold | $186,300 |
| 2017-05-24 | Listing removed | -- |
| 2017-02-24 | Listed for sale | -- |
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