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4367 Bahia Ln, Destin, FL, 32541

4beds
3baths
2,975sqft
$1,200,000
$403price/sqft
$7,387/moest. monthly cost
$295,480/yrincome needed

About This Home

Perfection with spectacular bay views throughout! This gorgeous three story Brownstone town home overlooking the 3rd hole of Kelly Plantation's Golf Course is built to impress. Unlike the other Brownstones this one offers unobstructed spectacular bay views, amazing bar with electronic lifting hideaway bar cabinet and wine cellar. The back porch offers pulldown screens allowing for spectacular views. The kitchen is an entertainer's dream with a Wolf stove, Sub Zero appliances, oversized island and conversational area. The home features an elevator and large custom two car garage with storage for everyday convenience. The master suite offers beautiful water views, a large walk in closet and master bathroom suite built for relaxation in mind. The home has a gorgeous office with a murphy bed, custom barn door, wine closet and bay views. Start your new life at the beach sitting on your oversized balconies relaxing watching the boats with your gorgeous bay views! Residents of Kelly Plantation enjoy access to an exceptional collection of amenities, including a championship golf course, scenic walking trails, pickleball, and five well-maintained clay tennis courts with LED lighting for evening play, along with a bayfront boardwalk, resort-style pool, fitness center, and clubhouse. **Buyer to verify all measurements and information**

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
Destin Middle SchoolGrades 5-80.4 mi
5/10
10/10
Destin Elementary SchoolGrades PK-43.6 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2017

Materials

  • Roof: Shingle
  • Construction materials: Block,Frame,Masonite

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range Hood,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: Third
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Level: Third
  • Area: 156
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: First
  • Area: 224
  • Dimensions: 16 x 14

Dining Room

  • Level: Second
  • Area: 200
  • Dimensions: 20 x 10

Features

  • Breakfast Bar,Bookcases,Tray Ceiling(s),Kitchen Island,Recessed Lighting,Owner's Closet,Pantry,Shelving,Split Bedroom,Elevator
  • Window features: Window Treatments
  • Flooring: Hardwood,Tile
  • Fireplace features: EPA Qualified Fireplace,Gas
  • Fireplace: Yes

Garage

  • Level: First
  • Area: 484
  • Dimensions: 22 x 22

Great Room

  • Level: Second
  • Area: 360
  • Dimensions: 24 x 15

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 2,975
  • Total interior livable area: 2,975 sqft

Master Bathroom

  • Level: Third
  • Area: 195
  • Dimensions: 15 x 13

Other

  • Level: Second
  • Area: 210
  • Dimensions: 21 x 10

Other

  • Level: Third
  • Area: 210
  • Dimensions: 21 x 10

Property

Details

  • Parcel number: 002S22206100000120
  • Zoning description: Resid Single Family

Features

  • Stories: 3
  • Patio & porch: Enclosed,Deck,Patio
  • Exterior features: Balcony,Private Yard,Sprinkler System
  • Fencing: Partial
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay
  • On waterfront: Yes

Lot

  • Lot size: 2,178 sqft
  • Features: On Golf Course,See Remarks,Wetlands,Within 1/2 Mile to Water

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$182$2,184
Property Taxes $839$10,068
Electricity $299$3,592
Total$7,387$88,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$253,268/yr
40% on housing$221,610/yr
45% on housing$196,986/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$403This listing

vs Other Active Listings

Avg $/sqft

ZIP 32541$410
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32541$401
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$1,200,000
2021-02-26Sold$895,000
2021-02-14Pending sale$900,000
2021-02-11Listed for sale$900,000
2018-02-15Sold$650,000

For Sale by Agent

AgentRachel S Kolosky
BrokerageKeller Williams Realty SRB

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