




16787 Thornburg Way, Missoula, MT, 59808
About This Home
NEW OWNER FINANCING TERMS + PRICE REDUCTION! Terms are 25–30% down, a 4–5% interest rate, and a 3-year note amortized over 20 years—creating a rare opportunity for flexible purchasing just minutes from Missoula. If you’ve been looking for something just outside of Missoula that offers privacy, flexibility, and a more intentional way of living, this 4.2-acre forested property is worth a closer look. Fully permitted with a certificate of occupancy and designed for comfortable year-round use, this property blends functionality with a setting that’s hard to replicate at this price point. The home features a thoughtfully designed layout across three connected yurts, offering a truly functional and comfortable living experience. Inside, you’ll find warm hickory floors, soaring ceilings, and natural light pouring in through multiple skylights. The custom kitchen includes a slate backsplash, tile counters, marmoleum flooring, and stainless steel appliances including a French door refrigerator, range, and dishwasher. The flexible floor plan is currently configured as two bedrooms plus an office, along with a lofted yoga or reading nook and two full bathrooms. A three-bedroom septic system is already in place, offering additional flexibility for future use or expansion. Designed for all seasons, the home includes radiant floor heating, on-demand hot water, and brand-new mini splits installed in 2024 in each yurt for efficient heating and cooling. Additional functional spaces include a mudroom, laundry room, and a covered carport with attic storage. Outside, the property continues to deliver. The expansive driveway allows room for RVs, trailers, or recreational equipment, while the surrounding forest creates a quiet, private setting. Forest Service land is located just a quarter mile away, offering direct access to hiking, biking, cross-country skiing, and snowmobiling. With year-round access, a private well, standard electric service, and a track record of full-time living by the current owners, this property offers a viable alternative to traditional housing. Whether you’re looking for a primary residence, a Montana retreat, or a unique investment opportunity, this setup provides flexibility that is increasingly hard to find near Missoula. Be sure to watch the walkthrough video for a closer look at how the space lives day to day!
Getting Around
Schools
Construction
Condition
- Year built: 2014
Materials
- Foundation: Poured
Other
- Builder name: Shelter Design Yurts
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Main Level Primary,Open Floorplan,Vaulted Ceiling(s)
- Finished area below ground: 0
Heating & Cooling
- Heating features: Ductless,Radiant Floor,Wall Furnace
- Cooling features: Ductless
Interior Area
- Total interior livable area: 1,525 sqft
Property
Accessibility
- Accessibility features: Low Threshold Shower
Details
- Parcel number: 04242927401030000
- Special condition: Standard
- Exclusions: Washer,Dryer,Main yurt bathroom vanity
Features
- Patio & porch: Awning(s),Patio
- Exterior features: Garden,Storage,See Remarks,Propane Tank - Leased
- Fencing: Split Rail
- Horses can be raised: Yes
Lot
- Lot size: 4.20 Acres
- Features: Back Yard,Secluded,See Remarks,Wooded
Parking
- Total spaces: 2
- Parking features: Additional Parking,See Remarks
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Wildfire
- Avalanche
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Missoula County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,477 | $29,724 |
| Home Insurance | $134 | $1,608 |
| Property Taxes | $184 | $2,208 |
| Electricity | $151 | $1,812 |
| Total | $2,946 | $35,352 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Price change | $549,999 |
| 2026-01-20 | Listed for sale | $565,000 |
| 2025-12-26 | Listing removed | $565,000 |
| 2025-10-24 | Price change | $565,000 |
| 2025-08-20 | Listed for sale | $585,000 |
