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16787 Thornburg Way, Missoula, MT, 59808

2beds
2baths
1,525sqft
$489,999
$321price/sqft
$2,946/moest. monthly cost
$117,840/yrincome needed

About This Home

NEW OWNER FINANCING TERMS + PRICE REDUCTION! Terms are 25–30% down, a 4–5% interest rate, and a 3-year note amortized over 20 years—creating a rare opportunity for flexible purchasing just minutes from Missoula. If you’ve been looking for something just outside of Missoula that offers privacy, flexibility, and a more intentional way of living, this 4.2-acre forested property is worth a closer look. Fully permitted with a certificate of occupancy and designed for comfortable year-round use, this property blends functionality with a setting that’s hard to replicate at this price point. The home features a thoughtfully designed layout across three connected yurts, offering a truly functional and comfortable living experience. Inside, you’ll find warm hickory floors, soaring ceilings, and natural light pouring in through multiple skylights. The custom kitchen includes a slate backsplash, tile counters, marmoleum flooring, and stainless steel appliances including a French door refrigerator, range, and dishwasher. The flexible floor plan is currently configured as two bedrooms plus an office, along with a lofted yoga or reading nook and two full bathrooms. A three-bedroom septic system is already in place, offering additional flexibility for future use or expansion. Designed for all seasons, the home includes radiant floor heating, on-demand hot water, and brand-new mini splits installed in 2024 in each yurt for efficient heating and cooling. Additional functional spaces include a mudroom, laundry room, and a covered carport with attic storage. Outside, the property continues to deliver. The expansive driveway allows room for RVs, trailers, or recreational equipment, while the surrounding forest creates a quiet, private setting. Forest Service land is located just a quarter mile away, offering direct access to hiking, biking, cross-country skiing, and snowmobiling. With year-round access, a private well, standard electric service, and a track record of full-time living by the current owners, this property offers a viable alternative to traditional housing. Whether you’re looking for a primary residence, a Montana retreat, or a unique investment opportunity, this setup provides flexibility that is increasingly hard to find near Missoula. Be sure to watch the walkthrough video for a closer look at how the space lives day to day!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

1/10
3/10
Frenchtown 7-8Grades 6-86.3 mi
8/10
Frenchtown High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Poured

Other

  • Builder name: Shelter Design Yurts

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Main Level Primary,Open Floorplan,Vaulted Ceiling(s)
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Ductless,Radiant Floor,Wall Furnace
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 1,525 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 04242927401030000
  • Special condition: Standard
  • Exclusions: Washer,Dryer,Main yurt bathroom vanity

Features

  • Patio & porch: Awning(s),Patio
  • Exterior features: Garden,Storage,See Remarks,Propane Tank - Leased
  • Fencing: Split Rail
  • Horses can be raised: Yes

Lot

  • Lot size: 4.20 Acres
  • Features: Back Yard,Secluded,See Remarks,Wooded

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,See Remarks
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Wildfire
Avalanche
Lightning
Winter Weather

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance $134$1,608
Property Taxes $184$2,208
Electricity $151$1,812
Total$2,946$35,352

Income You'd Need if You Spent...

35% on housing$101,005/yr
40% on housing$88,380/yr
45% on housing$78,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 59808$372
Missoula County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 59808$332
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Price change$549,999
2026-01-20Listed for sale$565,000
2025-12-26Listing removed$565,000
2025-10-24Price change$565,000
2025-08-20Listed for sale$585,000

For Sale by Agent

AgentLeah Whitney
BrokerageKeller Williams Western MT

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