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778 Ada St #1, Chula Vista, CA, 91911

4beds
3baths
1,782sqft
$690,000
$387price/sqft
$4,760/moest. monthly cost
$190,400/yrincome needed

About This Home

Beautifully upgraded and thoughtfully designed, this like-new tri-level end-unit townhome is nestled within a gated community in one of Chula Vista's most exciting and rapidly evolving neighborhoods. Ideally located just moments from the bay, downtown, and the vibrant Chula Vista Bayfront redevelopment, the home offers a seamless blend of comfort, style, and convenience. Inside, soaring ceilings and an abundance of natural light enhance the bright, open-concept layout, while the thoughtfully designed tri-level floor plan provides both flexibility and privacy. The gourmet kitchen serves as the heart of the home, featuring rich espresso cabinetry, quartz countertops, stainless steel appliances, a spacious pantry, and an oversized island with breakfast bar seating - ideal for both everyday living and effortless entertaining. Perfectly positioned near shopping, dining, freeway access, and major commuter routes, the property also offers close proximity to Naval Base San Diego and South Bay military installations. A rare opportunity to enjoy elevated living in a thriving coastal community with exceptional growth and lifestyle appeal.

Getting Around

74
WalkingVery Walkable
57
TransitGood Transit
51
BikeBikeable

Schools

5/10
2/10
4/10

Construction

Condition

  • Year built: 2016

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Residential,Condominium,Townhouse

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer
  • Laundry features: In Unit

Bathroom

  • Features: Shower Over Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Breakfast Area,Dining Area
  • Flooring: Carpet,Ceramic Tile,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Air Conditioning,Central Air

Interior Area

  • Total structure area: 1,782
  • Total interior livable area: 1,782 sqft

Property

Details

  • Parcel number: 6220207701
  • Attached to another structure: Yes
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Entry location: Ground Level w/steps
  • Pool features: None
  • Spa features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.94 Acres
  • Features: Sidewalks

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage - 2 Car
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,489$41,868
Home Insurance *$113$1,356
Property Taxes $760$9,120
Electricity $398$4,786
Total$4,760$57,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,200/yr
40% on housing$142,800/yr
45% on housing$126,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$387This listing

vs Other Active Listings

Avg $/sqft

ZIP 91911$369
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91911$573
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$699,999
2026-03-13Listed for sale$725,000
2025-02-17Listing removed$3,675
2025-01-06Listed for rent$3,675
2020-09-03Sold$505,000
2020-08-06Pending sale$529,000
2020-06-18Listed for sale$529,000
2019-03-27Sold$465,000
2019-03-08Pending sale$469,890
2019-01-24Listed for sale$469,890

For Sale by Agent

AgentDylan King
BrokerageResident Group

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