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104 Piano St, Chapel Hill, NC, 27516

3beds
3baths
2,800sqft
$900,000
$321price/sqft
$6,078/moest. monthly cost
$243,120/yrincome needed

About This Home

Welcome to Winmore, one of Chapel Hill's finest neighborhoods, offering the BEST of ''The Southern Part of Heaven''. This poetic name has its roots in local literature and the town's enduring reputation, not only as THE quintessential college town, but also as a charming and idyllic community boosted by the magical atmosphere surrounding the University of North Carolina at Chapel Hill. This charming 3B/2.5B home with bonus room and 2 car garage is stylish, current, and living large on perhaps the most spacious lot in all of Winmore: TWO BUILDABLE PARCELS included in one package. Though being sold as a package, lot# 85 (104 Piano) & vacant Lot # 86 (100 Piano) are separate and have NOT been combined. Buyer may do what he/she wants with lot #86, including the building of a guest cottage or additional dwelling. With so many features to offer, here are but a few: Double parcel lot being sold as a single package price * White ''picket'' privacy fence surrounding the property guarantees privacy while welcoming guests *Beautifully designed and constructed home by Kovens Construction/Scott Kovens, Developer of Winmore *Gleaming white oak floors throughout * Ten feet high ceilings,* Sunlight streaming *Top notch and nationally ranked Chapel Hill/Carrboro public schools* A straight shot to UNC Campus and only a few extra minutes to the ''other shade of blue'' university *Beautifully appointed kitchen features that include marble counter tops, spacious kitchen island, wine refrigerator and SS appliances * Additional to garage, 3rd parking space in rear * Fabulous Winmore Community pool, clubhouse and scenic walking trails *Expansive double lot can provide a sanctuary for child's play, master gardening, a pet retreat, a private putting green or even a new-build guest cottage.. It's true...your dream retreat is here...and ready for YOUR Chapel Hill adventure. All furnishings are also for sale as they are perfectly customized for the home.

Getting Around

9
WalkingCar-Dependent
19
TransitMinimal Transit
56
BikeBikeable

Schools

9/10
Chapel Hill High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Disposal,Dryer,ENERGY STAR Qualified Appliances,Gas Range,Microwave,Plumbed For Ice Maker,Range Hood,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Wine Refrigerator
  • Laundry features: Laundry Room,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bathtub/Shower Combination,Bookcases,Dining L,Double Vanity,High Speed Internet,Kitchen Island,Living/Dining Room Combination,Pantry,Separate Shower,Stone Counters,Other
  • Door features: ENERGY STAR Qualified Doors
  • Flooring: Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,800
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,800 sqft

Property

Details

  • Parcel number: 9779299652 & 9779299538
  • Zoning: VMU
  • Special condition: Standard

Features

  • Levels: Bi-Level
  • Stories: 2
  • Pool features: Association,In Ground,Outdoor Pool,Community
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Courtyard,Fenced Yard,Private Yard,Rain Gutters
  • Fencing: Fenced, Full, Vinyl
  • Has view: Yes

Lot

  • Features: Cleared,Corner Lot,Hardwood Trees,Level,Open Lot

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Alley Access,Attached,Direct Access,Garage,Garage Door Opener,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Orange County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$249$2,988
Property Taxes $1,019$12,228
Electricity $260$3,129
Total$6,078$72,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,388/yr
40% on housing$182,340/yr
45% on housing$162,080/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 27516$291
Orange County$273

vs Homes Sold Last Month

Median $/sqft

ZIP 27516$266
Orange County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$900,000
2016-04-08Sold$455,000

For Sale by Agent

AgentChristy Kimbro
BrokerageCREC Properties, LLC

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