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328 Windsor Rd, Guyton, GA, 31312

4beds
4baths
2,627sqft
$415,000
$158price/sqft
$3,380/moest. monthly cost
$135,200/yrincome needed

About This Home

NO HOA. Tucked away on a quiet cul-de-sac in the desirable Buckingham Plantation community, this fully custom home offers the space, privacy, and comfort buyers are searching for-rarely found all in one place. From the moment you step inside, soaring ceilings and an open, light-filled layout create an inviting feel that instantly feels like home. The family room showcases impressive 13-foot cathedral ceilings and flows seamlessly into a thoughtfully designed kitchen featuring custom cabinetry, granite countertops, a stone tile backsplash, and a large center island overlooking the main living areas. With 4 bedrooms and 4 bathrooms, including two primary suites with custom bathrooms, this home offers exceptional flexibility for guests or multi-generational living. Additional interior highlights include craftsman-style trim, 10- and 9-foot ceilings throughout, spacious walk-in closets, and a generously sized laundry room. Enjoy quiet mornings or relaxed evenings on the covered back porches overlooking a private backyard with access to a stocked pond-perfect for unwinding or entertaining. Situated on a private lot, the property also features an expanded driveway and a 12x18 shed for additional storage. Extensive updates throughout-including 5-inch plank flooring with stone tile accents, a newly replaced shingle roof with tin accents, and freshly painted Hardie board siding and interior-allow the home to live like new without the wait or hassle of new construction. Conveniently located near South Effingham schools, this move-in ready home offers a rare opportunity to enjoy modern updates, timeless craftsmanship, and an established community setting all in one.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
Marlow Elementary SchoolGrades PK-52.4 mi
9/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • High Ceilings,Other,Vaulted Ceiling(s)
  • Flooring: Hardwood,Other,Tile
  • Attic: Pull Down Stairs
  • Finished area below ground: 2,627
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,627
  • Total interior livable area: 2,627 sqft

Kitchen

  • Features: Breakfast Area

Property

Details

  • Parcel number: 0375G039

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 0.30 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Kitchen Level
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hurricane
Heat Wave

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$198$2,376
Property Taxes $829$9,948
Electricity $255$3,062
Total$3,380$40,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,885/yr
40% on housing$101,400/yr
45% on housing$90,133/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 31312$156
Effingham County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 31312$184
Effingham County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$415,000
2026-06-22Price change$428,000
2026-06-11Price change$440,000
2026-05-27Price change$445,000
2026-04-01Listed for sale$450,000
2026-03-26Contingent$450,000
2026-03-19Listed for sale$450,000
2026-03-01Listing removed$469,000
2026-02-03Price change$469,000
2026-01-13Price change$489,900
2025-12-18Price change$500,000
2025-10-30Listed for sale$519,900
2014-06-27Sold$45,000

For Sale by Agent

AgentChristopher Cerisier
BrokerageKeller Williams Realty Coastal

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