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317 Oak Marsh Dr, Mankato, MN, 56001

4beds
4baths
3,216sqft
$679,900
$211price/sqft
$4,452/moest. monthly cost
$178,080/yrincome needed

About This Home

Beautifully crafted 2-story home featuring 4 bedrooms, 3 full baths, front porch, back yard patio and a heated, insulated 3-stall garage. The inviting open floor plan with vaulted ceilings, hardwood floors and abundant natural light creates a bright, welcoming atmosphere throughout.  The gourmet kitchen is complete with granite countertops, a large center island, custom tile backsplash, and a walk-in pantry—perfect for cooking and entertaining. Enjoy the convenience of a main floor laundry room and seamless flow to the back patio and the oversized fenced in back yard. Upstairs offers the primary suite boasting a custom tiled walk-in shower, hot tub and walk-in closet. Down the hall you will find two spacious bedrooms and a full bath. The finished lower level includes a family room, fourth bedroom, another full bath, & a bonus room for a private gym, office or storage. Do not miss out on this thoughtfully designed and beautifully finished home that has a perfect blend of style, function, and modern elegance.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
5/10
6/10

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Asphalt
  • Construction materials: Frame/Wood,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Washer/Dryer Hookups

Basement

  • Has basement: Yes
  • Basement: Egress Windows,Finished,Sump Pump,Block,Full

Bedroom

  • Level: Upper
  • Area: 191.896

Bedroom1

  • Level: Upper
  • Area: 170.63

Bedroom2

  • Level: Upper
  • Area: 128.76

Bedroom3

  • Level: Lower
  • Area: 180.88

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Combine with Kitchen,Combine with Living Room,Eat-in Kitchen,Open Floorplan
  • Level: Main
  • Area: 184.07199999999997

Family Room

  • Level: Lower
  • Area: 600.86

Features

  • Ceiling Fan(s),Eat-In Kitchen,Kitchen Center Island,Vaulted Ceiling(s),Walk-In Closet(s),Bath Description: Full Basement,Main Floor 1/2 Bath,Private Primary
  • Flooring: Tile
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 837
  • Finished area above ground: 2,193

Heating & Cooling

  • Heating features: Fireplace(s),Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,030
  • Total interior livable area: 3,216 sqft

Kitchen

  • Level: Main
  • Area: 229.67199999999997

Living Room

  • Level: Main
  • Area: 577.75

Property

Details

  • Parcel number: R01.09.20.403.025
  • Other equipment: Air to Air Exchange
  • Foundation area: 1025

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.51 Acres
  • Features: Irregular Lot,Landscaped,Tree Coverage - Medium
  • Lot size dimensions: 74 x 240

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Heat Wave
Tornado
Hail

FEMA Declared Disasters in Blue Earth County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,437$41,244
Home Insurance *$201$2,412
Property Taxes $543$6,516
Electricity $271$3,254
Total$4,452$53,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,640/yr
40% on housing$133,560/yr
45% on housing$118,720/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 56001$136
Blue Earth County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 56001
Blue Earth County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-02Price change$699,900
2025-10-14Listed for sale$714,900

For Sale by Agent

AgentSHAWNA WOLFE
BrokerageKeller Williams Premier Realty

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