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401 W Washington Ave, Mahnomen, MN, 56557

4beds
3baths
3,000sqft
$295,000
$98price/sqft
$2,693/moest. monthly cost
$107,720/yrincome needed

About This Home

This 3000 square foot single family home has 4 bedrooms and 3.0 bathrooms. This home is located at 401 W Washington Ave, Mahnomen, MN 56557.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

2/10
2/10
Mahnomen SecondaryGrades 7-128.5 mi

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Concrete,Laminate,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Forced air,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,000 sqft

Property

Details

  • Parcel number: 181001700

Features

  • Exterior features: Brick,Metal
  • Has spa: Yes
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.43 Acres

Parking

  • Total spaces: 8
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Winter Weather
Drought
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Mahnomen County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$586$7,032
Property Taxes $363$4,356
Electricity $253$3,036
Total$2,693$32,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,331/yr
40% on housing$80,790/yr
45% on housing$71,813/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 56557$66
Mahnomen County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 56557
Mahnomen County$47

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-07Listed for sale$295,000

For Sale by Owner

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