See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1606 Cabbage Key Dr, Ruskin, FL, 33570

3beds
2baths
2,138sqft
$360,000
$168price/sqft
$2,687/moest. monthly cost
$107,480/yrincome needed

About This Home

Enjoy tranquil water views every morning in this well-maintained 3-bedroom, 2-bath home located in the desirable Bayridge community. Situated near a quiet dead-end street, this property offers added privacy with minimal traffic, along with a fully fenced yard perfect for embracing the Florida lifestyle. Relax on the screened back porch while taking in the calming outdoor setting, or entertain guests on the pavered patio-ideal for grilling and enjoying evenings under the open sky. Inside, the home features spacious tiled living areas and an open floor plan designed for both everyday living and entertaining. The welcoming entryway leads to a front office with French doors, creating a flexible space for work or hobbies. The split-bedroom layout provides privacy, with two guest bedrooms and a full bath positioned toward the front of the home, while the primary suite is tucked away in the rear, offering peaceful pond views. The kitchen is appointed with dark cabinetry, a stylish tile backsplash, and a purified water faucet. A full home water treatment system is also included and conveniently located in the garage. Built just six years ago by Centex, this home includes thoughtful upgrades throughout. Solar panels with an assumable loan, offer the potential for significantly reduced electric bills-details available upon request. If you've been searching for a home that combines comfort, privacy, and scenic surroundings, this one is worth a closer look. Schedule your private tour today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

2/10
2/10
Shields Middle SchoolGrades 6-82.7 mi
3/10
Lennard High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder name: Centex

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Filtration System
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Open Floorplan,Stone Counters,Thermostat
  • Door features: Sliding Doors
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,706
  • Total interior livable area: 2,138 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: U0432199YH00000000055.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Other
  • Fencing: Electric,Vinyl
  • Has view: Yes
  • View description: Water,Pond
  • Has water view: Yes
  • Water view: Water,Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 6,553 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Heat Wave
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$171$2,052
Property Taxes $481$5,772
Electricity $215$2,581
Total$2,687$32,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,125/yr
40% on housing$80,610/yr
45% on housing$71,653/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 33570$146
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33570$189
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Price change$365,000
2026-01-21Price change$375,000
2025-12-02Listed for sale$380,000
2024-09-28Listing removed$380,000
2024-08-23Listed for sale$380,000
2018-09-06Sold$259,700
2018-02-12Listing removed--
2017-02-24Listed for sale--

For Sale by Agent

AgentJohn Evans
BrokerageCENTURY 21 BEGGINS ENTERPRISES

Similar Homes