




11738 LAKE BEND Circle, Jacksonville, FL, 32218
About This Home
Secure an assumable loan at a competitive 4.5% interest rate--an exceptional opportunity in today's market! This beautifully cared-for, one-owner home, constructed in 2015, showcases quality craftsmanship and thoughtful details throughout. Soaring 9-foot ceilings and smooth-finish walls create a bright, open feel that stands above many newer homes. With 1,735 square feet of well-designed living space, the layout includes 4 generously sized bedrooms and 2 full baths, offering comfort and versatility for family and guests. The gourmet kitchen features granite countertops, upgraded cabinetry, and a functional breakfast bar ideal for cooking, casual meals, or study time. The private owner's suite offers brand-new carpet, spacious comfort, and a spa-like en suite bath with a walk-in shower. Outside, enjoy evenings around the built-in fire pit. No military service is required to qualify for this assumable loan.
Getting Around
Schools
Construction
Condition
- Year built: 2015
Materials
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Microwave,Refrigerator
- Laundry features: In Unit
Bedroom1
- Level: Main
- Area: 144
- Dimensions: 12.00 x 12.00
Bedroom2
- Level: Main
- Area: 144
- Dimensions: 12.00 x 12.00
Bedroom3
- Level: Main
- Area: 144
- Dimensions: 12.00 x 12.00
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Main
- Area: 98
- Dimensions: 14.00 x 7.00
Features
- Breakfast Bar,Ceiling Fan(s),Primary Bathroom - Shower No Tub,Split Bedrooms,Walk-In Closet(s)
- Window features: Skylight(s)
- Flooring: Carpet,Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,735 sqft
Kitchen
- Level: Main
- Area: 130
- Dimensions: 13.00 x 10.00
Living Room
- Level: Main
- Area: 299
- Dimensions: 13.00 x 23.00
Master Bedroom
- Level: Main
- Area: 221
- Dimensions: 13.00 x 17.00
Property
Details
- Parcel number: 1097061960
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 6,534 sqft
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Heat Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Duval County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $214 | $2,568 |
| Property Taxes | $257 | $3,084 |
| Electricity | $197 | $2,366 |
| Total | $2,184 | $26,208 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-23 | Price change | $312,000 |
| 2025-11-17 | Price change | $324,000 |
| 2025-08-13 | Listed for sale | $329,000 |
| 2024-02-02 | Listing removed | -- |
| 2024-01-29 | Listing removed | -- |
| 2024-01-13 | Listed for rent | $2,100 |
| 2024-01-08 | Listed for sale | $339,900 |
| 2023-12-09 | Listing removed | -- |
| 2023-11-17 | Price change | $334,900 |
| 2023-11-14 | Listed for sale | $339,900 |
| 2023-11-11 | Pending sale | $339,900 |
| 2023-10-27 | Price change | $339,900 |
| 2023-09-27 | Listed for sale | $345,000 |
| 2015-03-16 | Sold | $187,100 |
