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6314 N Keystone Ave, Indianapolis, IN, 46220

3beds
2baths
2,352sqft
$309,900
$132price/sqft
$2,283/moest. monthly cost
$91,320/yrincome needed

About This Home

HIGHLY MOTIVATED SELLERS Don't miss this beautifully updated Broad Ripple home packed with major improvements! Since 2022, updates include a large main-level primary master suite addition, remodeled/update bathrooms, partial basement finish, full basement waterproofing, outdoor shed installation, and added RV/boat parking. 6314 N Keystone Ave offers 3 bedrooms, 2 full bathrooms, and an additional large room that may be used as an office/flex space. Outside, this property boasts a large fenced in yard complete with a patio, firepit, and storage shed. This home is conveniently located in Broad Ripple, Indianapolis and is walkable to Broad Ripple Park, shopping, dining, and in a great bikeable location to many nearby offerings including the Monon Trail.

Getting Around

71
WalkingVery Walkable
33
TransitSome Transit
61
BikeBikeable

Schools

6/10
5/10
Eastwood Middle SchoolGrades 6-81.6 mi
7/10
North Central High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Refrigerator,Gas Water Heater,Microwave,Water Heater,Washer,Dryer,Range Hood
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom2

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Bedroom3

  • Level: Upper
  • Area: 192
  • Dimensions: 16x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 72
  • Dimensions: 9x8

Features

  • Hardwood Floors,Breakfast Bar
  • Flooring: Hardwood
  • Finished area below ground: 172

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,352
  • Total interior livable area: 2,352 sqft

Kitchen

  • Level: Main
  • Area: 88
  • Dimensions: 11x8

Living Room

  • Level: Main
  • Area: 187
  • Dimensions: 17x11

Master Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 20x12

Property

Details

  • Parcel number: 490231113198000800
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Fire Pit
  • Fencing: Fenced,Full
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 9,147 sqft
  • Features: Not In Subdivision,Mature Trees

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$169$2,028
Property Taxes $332$3,984
Electricity $215$2,587
Total$2,283$27,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,274/yr
40% on housing$68,490/yr
45% on housing$60,880/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 46220$166
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46220$153
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$330,000
2026-04-29Price change$340,000
2026-04-16Listed for sale$354,900
2022-04-18Sold$285,000
2022-03-21Pending sale$294,900
2022-03-10Listed for sale$294,900
2021-11-08Sold$144,000
2021-10-18Pending sale$161,000
2021-10-12Listed for sale$161,000

For Sale by Agent

AgentKristen Olsen
BrokerageeXp Realty LLC

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