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510 Cody Allen Ct, Saint Cloud, FL, 34769

3beds
2baths
1,892sqft
$439,990
$233price/sqft
$2,931/moest. monthly cost
$117,240/yrincome needed

About This Home

Short sale. Sale subject to third-party approval. This home in St Cloud will have you living on cloud 9... sitting on a wide 0.29-acre cul-de-sac lot in Heritage Place and giving you more usable space than the numbers show. This home even has a BONUS flex room that opens the door for whatever you need office, playroom, media spot, home gym... it adds real lifestyle value right away. Inside, the layout flows easy with a true split plan, and a bright, open feel that pulls you straight toward the oversized covered back porch... perfect for those slow Florida evenings. You've got solid block construction, shingle roof 2014, A/C from 2014, city water and sewer, natural gas for efficiency, and a fully fenced backyard with a 6-ft vinyl privacy fence added in 2016. The 484 sq ft finished garage and spacious driveway give you plenty of room for cars, storage, or a small workshop setup. The lot is the real win here... rare size for this part of St Cloud and plenty of room to spread out. No HOA, no rules, no fees. Just your home, your yard, your way. You're also tucked close to highly FL DOE rated schools Michigan Ave Elementary, St Cloud Middle, and St Cloud High all within a mile. Showings by appointment... come see what Cody Allen Court is all about.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
St. Cloud Middle SchoolGrades 6-80.9 mi
4/10
St. Cloud High SchoolGrades PK,9-121.0 mi

Construction

Condition

  • Year built: 2014

Materials

  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,892 sqft

Property

Details

  • Parcel number: 132630022500010100
  • Special condition: Short Sale

Features

  • Stories: 1

Lot

  • Lot size: 10,454 sqft
  • Features: Cleared,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$310$3,720
Property Taxes $200$2,400
Electricity $197$2,366
Total$2,931$35,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,491/yr
40% on housing$87,930/yr
45% on housing$78,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 34769$142
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34769$236
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$449,990
2026-02-23Price change$475,000
2025-12-06Listed for sale$485,000
2024-11-15Sold$455,000
2024-10-19Pending sale$445,000
2024-10-14Listed for sale$445,000
2021-04-19Sold$282,000
2014-12-03Sold$220,600
2006-02-03Sold$69,900

For Sale by Agent

AgentDonell Edward Knight II
BrokerageBlue Marlin Real Estate

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