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4466 SW Umatilla Ave, Redmond, OR, 97756

4beds
2baths
2,046sqft
$645,000
$315price/sqft
$4,360/moest. monthly cost
$174,400/yrincome needed

About This Home

Cascade Mountain views meet fresh, move-in-ready upgrades in this beloved Snowbrush floorplan! This 2,046 sqft, 4-bedroom, 2-bathroom home has been beautifully refreshed with new hardwood oak flooring (2025) and fresh interior paint. Vaulted ceilings and abundant windows fill every room with natural light. The kitchen offers stainless steel appliances, quartz counters, and a pantry. The primary suite is a true retreat: soaking tub, spacious walk-in closet, and a private entrance to the paver patio where Cascade views greet you every morning. Three additional bedrooms sit privately apart from the primary, and the full bath and laundry room now feature elegant new granite counters. Outside, upgraded tiered landscaping bursts into bloom each spring. Attached 2-car garage offers plenty of storage, plus a cozy fireplace & AC for year-round comfort. 1/2 mile to Summit Crest Park. Just minutes from schools, shopping, & parks this one is ready for its next chapter.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

9/10
Sage Elementary SchoolGrades K-51.0 mi
6/10
Obsidian Middle SchoolGrades 6-82.1 mi
7/10
Ridgeview High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Stemwall
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Northwest
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Range Hood,Refrigerator,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Double Vanity,Enclosed Toilet(s),Fiberglass Stall Shower,Granite Counters,Kitchen Island,Linen Closet,Open Floorplan,Pantry,Primary Downstairs,Shower/Tub Combo,Smart Thermostat,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,046
  • Total interior livable area: 2,046 sqft

Property

Details

  • Parcel number: 271798
  • Zoning description: R2
  • Special condition: Standard
  • Exclusions: Washer & Dryer

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s),Neighborhood

Lot

  • Lot size: 9,147 sqft
  • Features: Drip System,Garden,Landscaped,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Wildfire
Cold Wave
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,261$39,132
Home Insurance *$130$1,560
Property Taxes $784$9,408
Electricity $185$2,228
Total$4,360$52,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,485/yr
40% on housing$130,800/yr
45% on housing$116,266/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 97756$275
Deschutes County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 97756$324
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$638,250
2026-07-09Listed for sale$645,000
2024-05-17Sold$575,000
2024-04-12Pending sale$575,000
2024-04-08Price change$575,000
2024-03-18Listed for sale$639,000
2019-08-20Sold$402,508
2019-06-26Pending sale$400,000
2019-06-04Listed for sale$400,000
2015-11-24Sold$294,158

For Sale by Agent

AgentAlex Virginia Bolden
BrokerageReal Broker

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