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301 T Estes Rd, Beattyville, KY, 41311

4beds
2baths
1,426.8sqft
$245,000
$172price/sqft
$1,938/moest. monthly cost
$77,520/yrincome needed

About This Home

GET AWAY FROM IT ALL! And live on the Top of a Ridge Overlooking the Kentucky River! The Views are Amazing! This property is TRUELY RURAL!! Move In Ready. High Speed Internet. MANY UPDATES Just 4 Years Ago!!: HVAC. Vinyl Plank Flooring. Kitchen Appliances, Faucet, Granite Counter Top and Freshly Painted Cabinets. Bathroom Vanities, Faucets, Sinks, Mirrors, and Commodes. Interior Doors. Two Exterior Doors. Lighting Fixtures. Ceiling Fans. Electrical Switches and Outlets. Freshly Painted through out the house. Approximately 45 Minutes to Natural Bridge and the Surrounding Hiking Areas. 30 Minutes to Irvine. 35 Minutes to Natural Bridge. This Home will give you the Views and Peace that you are looking for. Being sold AS IS...SOLD PER THE DEED.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
7/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer,Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Finished area below ground: 322
  • Finished area above ground: 1,104

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,426
  • Total interior livable area: 1,426 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0040000002.01

Features

  • Levels: Multi/Split
  • Has view: Yes
  • View description: Rural,Trees/Woods,Mountain(s),Water
  • Has water view: Yes
  • Water view: Water
  • Horses can be raised: Yes

Lot

  • Lot size: 4 Acres
  • Features: Secluded,Many Trees

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Basement,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Hail
Landslide
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$285$3,420
Property Taxes $261$3,132
Electricity $154$1,850
Total$1,938$23,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,445/yr
40% on housing$58,140/yr
45% on housing$51,680/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 41311$178
Lee County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 41311
Lee County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$245,000
2026-07-14Listed for sale$255,000
2022-09-16Sold$190,000
2022-08-07Pending sale$195,000
2022-08-01Price change$195,000
2022-07-09Listed for sale$220,000
2021-04-19Listing removed--
2021-01-21Price change$129,000
2021-01-11Price change$149,000
2020-11-07Listed for sale$159,000
2012-07-13Sold$50,500
2011-12-20Sold$70,000

For Sale by Agent

AgentErnie Martin
BrokerageCOLOR Real Estate

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