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1874 Ogden Ridge Rd, Mount Olivet, KY, 41064

4beds
3baths
2,300sqft
$399,900
$174price/sqft
$3,186/moest. monthly cost
$127,440/yrincome needed

About This Home

PRICE IMPROVEMENT! Here's your 7.8-acre slice of Kentucky with all its natural peace and beauty —A true opportunity to own a turnkey mini-farm with 2 homes for one price, sweeping mountaintop views, and room to live, work, and play. Combined, these homes yield 4 bedrooms and 3 baths, plus other areas that can be used as bedrooms. The main residence is a classic-style, multi-level home that features a spacious upstairs loft area, currently being used as a bedroom, with the primary bedroom on the main floor, next to the main floor bathroom. This house also boasts a full basement with a door to the back yard. The laundry area is currently in the basement, along with a canning room. The basement could also be used for extra bedrooms, a rec area, or storage. Enjoy morning coffee and sunset skies from the large covered front porch, and cook, gather, and grill on the side kitchen's covered deck. The second home is unfinished, and ready for your vision. It has a long front porch, the width of the house and large, covered balconies off the back of the house, overlooking the gorgeous mountain ridge property views. This home features 2 bedrooms and 2 baths on the main floor. It also has a full, walk-out basement with tons of room downstairs. The home already has professionally installed HVAC and septic systems, along with a new metal roof, windows, and doors. In addition, many finishing materials, including insulation, wiring, flooring, and additional fixtures are already onsite—providing a jump-start your build-out. Materials to finish the house will convey with the property. With 2 homes on one deed, simply live in one, while finishing the second, and create a guesthouse, rental, or multigenerational setup. This property is private and picturesque and includes a large 40x30 detached garage and workshop—great for equipment, vehicles, and projects, as well as a small cabin shed and greenhouse. Expand your hobby farm, studio, or storage with the vintage, 40x50 barn offers ample space for animals, hay, or repurpose for events and storage. The land also offers prime hunting land—abundant wildlife and trail potential. With your imagination and vision, the potential for this property is truly endless: short-term rental compound, homestead, hobby farm, retreat, or multi-family living. This is the rare Kentucky opportunity you've been waiting for—peace, privacy, and practicality wrapped into one remarkable property. A logical next step would be to schedule a private tour to experience the views, layout, and possibilities firsthand.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Robertson County SchoolGrades PK-122.7 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Block,Slab
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Cape Cod,Ranch
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer,Oven,Vented Exhaust Fan
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Exterior Entry,Full,Interior Entry,Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Blinds
  • Flooring: Hardwood,Laminate,Tile
  • Finished area below ground: 0
  • Finished area above ground: 2,300

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 2,300 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 513.13

Features

  • Levels: Three Or More
  • Exterior features: Fire Pit,Garden
  • Fencing: Partial
  • Has view: Yes
  • View description: Rural,Trees/Woods,Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 7.80 Acres
  • Features: Wooded,Many Trees

Parking

  • Total spaces: 4
  • Parking features: Detached Carport,Detached Garage,Driveway,Off Street,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$811$9,732
Property Taxes $172$2,064
Electricity $181$2,179
Total$3,186$38,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,234/yr
40% on housing$95,580/yr
45% on housing$84,960/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 41064$117
Robertson County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 41064
Robertson County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$399,900
2026-07-01Price change$415,000
2026-06-04Listed for sale$429,900

For Sale by Agent

AgentJohn Kidd
BrokerageUnited Real Estate Bluegrass

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