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32 School Street, Belgrade, ME, 04917

2beds
1baths
1,116sqft
$325,000
$291price/sqft
$2,441/moest. monthly cost
$97,640/yrincome needed

About This Home

Belgrade Lakes Village - Year around home nestled between Long and Great Pond with lake access is just steps away. Enjoy the lake without lakefront property taxes! The property features an extra-large sunny lot, a full-house generator in a lovely setting with a paved circular driveway, and extensive landscaping. Walk to specialty shops, restaurants, and summer concerts at the village green, not to mention an award winning golf course minutes away!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
Belgrade Central SchoolGrades PK-55.6 mi
7/10
7/10
Messalonskee High SchoolGrades 9-128.6 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Metal
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Interior Entry,Full,Unfinished

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • 1st Floor Bedroom
  • Flooring: Laminate,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,116

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,116
  • Total interior livable area: 1,116 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Office

  • Level: Second

Other

  • Level: Second

Property

Details

  • Parcel number: BELGM025L063
  • Zoning: unk

Features

  • Waterbody name: Great Pond

Lot

  • Lot size: 0.32 Acres
  • Features: City Lot,Near Golf Course,Near Public Beach,Corner Lot,Level

Parking

  • Total spaces: 1
  • Parking features: Paved,1 - 4 Spaces
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Winter Weather
Hurricane
Inland Flooding
Lightning

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance $119$1,428
Property Taxes $435$5,220
Electricity $244$2,930
Total$2,441$29,292

Income You'd Need if You Spent...

35% on housing$83,691/yr
40% on housing$73,230/yr
45% on housing$65,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 04917$304
Kennebec County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 04917$191
Kennebec County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Price change$355,000
2025-11-18Price change$365,000
2025-10-15Listed for sale$375,000
2019-05-31Sold$135,000
2019-04-11Listed for sale$139,000
2019-04-11Pending sale$139,000
2019-04-01Listed for sale$139,000
2016-08-31Sold$117,500
2016-06-01Listed for sale$120,000

For Sale by Agent

BrokerageLakehome Group Real Estate

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