1240 Pinetree Trl, Harbor Springs, MI, 49740
About This Home
Discover this chance to create your dream home in Birchwood Country Club on this wonderful meadow view facing lot. The opportunity offers a variety of customizable plans, allowing you to tailor your home to suit your lifestyle. Choose your lot and then choose from three distinct house plans, each designed with flexibility and price point in mind, full basements have space for additional bedrooms and recreation areas. Whether you envision a cozy retreat or a spacious family home, the possibilities are endless. With numerous options for layouts, finishes and upgrades, you can truly make this home your own. Don't miss out of this opportunity to build your home that reflects your personal style. Photos are of similar house built elsewhere price will vary with selections. Builder has 14 other lots available for different plans and layouts.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Construction materials: Wood Frame/Site Built
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Washer,Dryer
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Area: 141
Bedroom1
- Area: 113.30000000000001
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Area: 120.64
Features
- Fireplace features: Gas
- Fireplace: Yes
Heating
- Heating features: Natural Gas,Forced Air
Interior Area
- Total interior livable area: 1,997 sqft
Kitchen
- Area: 159.443
Living Room
- Area: 277.967
Master Bedroom
- Area: 205.92
Property
Details
- Parcel number: 161504326083
Parking
- Parking features: Attached Garage
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Landslide
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Emmet County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,652 | $55,824 |
| Home Insurance * | $633 | $7,596 |
| Property Taxes | $628 | $7,536 |
| Electricity | $217 | $2,613 |
| Total | $6,130 | $73,560 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-26 | Listed for sale | $920,020 |
| 2013-11-27 | Sold | $15,100 |
View on Zillow