




1035 Emmet St, Petoskey, MI, 49770
About This Home
This charming two-story home is ideally located within walking distance to downtown Petoskey and adjacent to Washington Park — the perfect spot to land in the heart of town. Emmet Street remains one of the more attainable locations near downtown, and the neighborhood continues to see exciting improvements, including the new Lumber Square, a popular local brewery, and a fitness center just steps away. Inside, the home features 2 bedrooms and 1 bath, with hardwood flooring throughout the first floor. The kitchen has been recently updated with new cabinetry, Corian countertops, and appliances. New carpet has been installed on the second floor, and there is generous storage throughout, including additional space in the basement. A spacious backyard and updated landscaping add outdoor living potential, making this property a rare combination of charm, location, and value in the downtown market.
Getting Around
Schools
Construction
Materials
- Construction materials: Wood Frame/Site Built
Type & Style
- Home type: SingleFamily
Interior
Bedroom
- Area: 104.25
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Area: 145.97916666666666
Interior Area
- Total interior livable area: 1,050 sqft
Kitchen
- Area: 109.33333333333333
Living Room
- Area: 178.88888888888889
Master Bedroom
- Area: 178.88888888888889
Property
Details
- Parcel number: 521906427024
Features
- Levels: Two Or More
Parking
- Parking features: No Garage Or Carport
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Emmet County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,465 | $17,580 |
| Home Insurance * | $160 | $1,920 |
| Property Taxes | $198 | $2,376 |
| Electricity | $188 | $2,259 |
| Total | $2,011 | $24,132 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $299,900 |
| 2026-02-27 | Listed for sale | $309,000 |
| 2023-07-19 | Sold | $235,000 |
| 2023-06-16 | Listed for sale | $234,900 |
| 2017-10-18 | Sold | $27,000 |
