See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

46 Bridge St, Petoskey, MI, 49770

5beds
2baths
2,108sqft
$249,900
$119price/sqft
$1,800/moest. monthly cost
$72,000/yrincome needed

About This Home

Step out your door and onto the trails of the scenic Bear River Valley Recreation Area! Perfectly situated near downtown Petoskey, local beaches, and the McLaren hospital campus, this spacious 5-bedroom, 2-bathroom home offers location and versatility. Move right in and take advantage of ongoing updates, with room to finish details with your personal style. Ideal as a full-time family home, a Northern Michigan retreat, or a solid investment property. Schedule your tour today! *Seller continues to work on home improvements!

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

10/10
Lincoln SchoolGrades K-50.3 mi
9/10
Petoskey Middle SchoolGrades 6-81.5 mi
7/10
Petoskey High SchoolGrades 9-121.3 mi

Construction

Materials

  • Construction materials: Wood Frame/Site Built

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Block,None

Bedroom

  • Area: 65.45

Bedroom1

  • Area: 89.89

Bedroom2

  • Area: 83.63999999999999

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 118.56

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,108 sqft

Kitchen

  • Area: 113.9

Living Room

  • Area: 163.24

Master Bedroom

  • Area: 76.63

Property

Details

  • Parcel number: 521906400027

Lot

  • Lot size: 7,160 sqft
  • Lot size dimensions: 179 x 40

Parking

  • Parking features: No Garage Or Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Emmet County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$138$1,656
Property Taxes $170$2,040
Electricity $229$2,759
Total$1,800$21,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,714/yr
40% on housing$54,000/yr
45% on housing$48,000/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 49770$459
Emmet County$422

vs Homes Sold Last Month

Median $/sqft

ZIP 49770
Emmet County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$249,900
2026-04-17Sold$150,000
2026-03-24Pending sale$165,000
2026-03-01Contingent$165,000
2026-02-27Listed for sale$165,000
2026-02-25Pending sale$165,000
2026-01-22Contingent$165,000
2025-12-31Listed for sale$165,000
2025-12-01Contingent$197,000
2025-09-09Listed for sale$197,000
2025-09-08Contingent$197,000
2025-08-28Listed for sale$197,000
2025-08-18Contingent$197,000
2025-08-07Listed for sale$197,000
2023-12-19Sold$65,000

For Sale by Agent

AgentKimberly Mckenzie
BrokerageLynda's Real Estate Service

Similar Homes