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1264 Wenniway Dr, Mackinaw City, MI, 49701

1beds
1baths
800sqft
$499,000
$624price/sqft
$3,224/moest. monthly cost
$128,960/yrincome needed

About This Home

Rare opportunity to own 125 feet of Lake Michigan waterfront with breathtaking views of the Mackinac Bridge and passing freighters. This charming 1-bedroom, 1-bath cabin offers the perfect Up North retreat, featuring a cozy wood-burning fireplace as the home's heat source and a screened lakeside porch ideal for relaxing, entertaining, or accommodating additional sleeping space while enjoying spectacular waterfront views. The property also includes a garage and an additional wooded lot located across the street, providing extra privacy, recreation space, or future possibilities. Just minutes from Mackinaw City, you'll enjoy easy access to shopping, dining, attractions, and year-round outdoor activities. Whether you're seeking a peaceful getaway, seasonal retreat, or a place to create lasting family memories, this classic Lake Michigan waterfront cabin delivers an unforgettable northern Michigan experience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
Mackinaw City K-12 SchoolGrades K-121.0 mi

Construction

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Range,Refrigerator
  • Laundry features: None

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Screens
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Other

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Details

  • Parcel number: 420351326082
  • Zoning description: VOMC R1

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Lake Michigan

Lot

  • Lot size: 0.44 Acres
  • Features: Wooded
  • Lot size dimensions: 125 x 200

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Tsunami

FEMA Declared Disasters in Emmet County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$173$2,076
Property Taxes $340$4,080
Electricity $188$2,259
Total$3,224$38,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,537/yr
40% on housing$96,720/yr
45% on housing$85,973/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$624This listing

vs Other Active Listings

Avg $/sqft

ZIP 49701$112
Emmet County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 49701
Emmet County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$499,000
2026-06-03Listed for sale$499,000

For Sale by Agent

AgentHEATHER HERNDON
BrokerageHoward Hanna Real Estate Services

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