17 Clay St, Custer, SD, 57730
About This Home
HIDDEN GEM! COUNTRY LIVING IN TOWN! UPGRADES GALORE in this ranch-style home boasting main-level living on a corner lot w/fenced-in backyard on a dead-end street in the lovely town of Custer! Expansive floor plan, including a fabulously updated, sun-splashed kitchen w/nice quartz countertops, soft-close cabinets, all new appliances & new LVT flooring that extends into the nice-sized dining room and entryway. Great-sized living room hosts hardwood floors, large picture window boasting backyard views & a cozy gas fireplace. Desirable 3 bedrooms on the main floor, including a master suite w/private bathroom. Finished & full basement offers new carpeting, new LVT flooring, ample storage, & even more space in the flexible floor plan, including a sprawling family room w/wood-burning stove & handy kitchenette. 2 more beds (1 NC) & 3rd full bath round off the basement level. Attached oversized 2-stall garage, large covered patio, fenced-in backyard, privacy hedge & adjacent to rock outcroppings. Radon mitigation system, energy-efficient 50-year windows, maintenance-free siding, recently filled 500 gallon propane tank, plus a newer roof (2023), new water boiler, new on-demand hot water, new heating system, new plumbing & fixtures throughout, new electric panel w/updated switches & outlets. Best of both worlds means feeling the perks of rural living, yet still being within city limits & close to downtown and all the restaurants, parks, schools and attractions that Custer holds!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1966
Materials
- Foundation: Poured Concrete Fd.
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Site Built
Interior
Appliances
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Finished
Bedroom2
- Level: Main
- Area: 99
Bedroom3
- Level: Main
- Area: 120
Bedroom4
- Level: Basement
- Area: 165
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 81
Features
- Wet Bar,Ceiling Fan(s)
- Flooring: Carpet,Wood,Tile,Vinyl
- Number of fireplaces: 2
- Fireplace features: Two,Gas Log
- Fireplace: Yes
Heating
- Heating features: Propane,Wood/Coal,Baseboard,Fireplace(s)
Interior Area
- Total structure area: 3,136
- Total interior livable area: 3,136 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
- Area: 276
Master Bedroom
- Level: Main
- Area: 180
Property
Details
- Parcel number: 008754
Features
- Patio & porch: Open Patio,Covered Patio
- Fencing: Chain Link
Lot
- Lot size: 0.28 Acres
- Features: Corner Lot,Lawn
Parking
- Total spaces: 2
- Parking features: Two Car,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hail
- Lightning
- Strong Wind
- Wildfire
- Cold Wave
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Custer County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,674 | $32,088 |
| Home Insurance | $408 | $4,896 |
| Property Taxes | $462 | $5,544 |
| Electricity | $239 | $2,874 |
| Total | $3,783 | $45,396 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Price change | $529,000 |
| 2026-07-12 | Listed for sale | $565,000 |
| 2026-01-07 | Sold | $308,000 |
| 2024-04-30 | Listing removed | $455,000 |
| 2024-04-10 | Listed for sale | $455,000 |
| 2024-04-07 | Listing removed | $455,000 |
| 2023-11-29 | Price change | $455,000 |
| 2023-11-06 | Listed for sale | $473,500 |
| 2022-11-30 | Sold | $435,000 |
| 2022-10-25 | Contingent | $469,900 |
| 2022-10-17 | Price change | $469,900 |
| 2022-09-25 | Price change | $484,900 |
| 2022-07-28 | Price change | $499,900 |
| 2022-07-07 | Price change | $509,900 |
| 2022-06-10 | Price change | $524,900 |
| 2022-04-29 | Price change | $539,000 |
| 2022-03-30 | Price change | $554,900 |
| 2022-03-08 | Price change | $565,000 |
| 2022-02-03 | Listed for sale | $579,000 |
| 2019-10-12 | Listing removed | $359,000 |
| 2019-07-10 | Price change | $359,000 |
| 2019-04-17 | Price change | $369,000 |
| 2018-10-22 | Listed for sale | $379,000 |
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