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10008 Michael Crossing Dr, Charlotte, NC, 28213

6beds
3baths
3,281sqft
$475,000
$145price/sqft
$2,944/moest. monthly cost
$117,760/yrincome needed

About This Home

Location! Location! Location! Come check out this beautiful move-in ready home! The floor plan, space, and flexibility makes it perfect for any family. The main floor features an office/bonus room with french doors and a bedroom with an on-suite full bathroom. Upstairs the large master bedroom has a nice on-suite sitting room and two walk in closets! The remaining bedrooms can be used for family, guest rooms or even a movie room! This home has enough room for all your needs. You can sit outside on the wrap around front porch and enjoy a cup of coffee or head out back to a private fenced in yard. The location is just outside the city and has quick access to 485, which allows you to get anywhere in 20 minutes.

Getting Around

10
WalkingCar-Dependent
27
TransitSome Transit
20
BikeSomewhat Bikeable

Schools

5/10
4/10
James Martin MiddleGrades 6-82.5 mi
3/10

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator
  • Laundry features: Electric Dryer Hookup,Upper Level,Washer Hookup

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Bonus Room

  • Level: Main

Dining Area

  • Level: Main

Dining Room

  • Level: Main

Features

  • Drop Zone,Soaking Tub,Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Carpet,Tile,Laminate
  • Fireplace features: Gas
  • Finished area below ground: 0
  • Finished area above ground: 3,281

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,281
  • Total interior livable area: 3,281 sqft

Kitchen

  • Features: Walk-In Pantry
  • Level: Main

Laundry

  • Level: Upper

Loft

  • Level: Upper

Other

  • Level: Upper

Primary Bedroom

  • Features: En Suite Bathroom
  • Level: Upper

Property

Details

  • Parcel number: 05129422
  • Zoning: N1-A
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch
  • Fencing: Back Yard

Lot

  • Lot size: 0.14 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$203$2,436
Property Taxes $35$420
Electricity $305$3,667
Total$2,944$35,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,937/yr
40% on housing$88,320/yr
45% on housing$78,506/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 28213$166
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28213$182
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$499,900
2022-11-10Sold$480,000
2022-10-08Contingent$490,000
2022-10-07Listed for sale$490,000
2022-09-10Listing removed--
2022-08-26Price change$499,999
2022-08-04Price change$520,000
2022-07-11Listed for sale$525,000
2016-11-22Sold$272,645
2016-04-29Sold$50,000

For Sale by Agent

AgentEric Davis
BrokerageLangston Realty Group LLC

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