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114 Cobblers Ct, Stafford, VA, 22554

3beds
3baths
1,736sqft
$520,000
$300price/sqft
$3,369/moest. monthly cost
$134,760/yrincome needed

About This Home

COMING SOON! Welcome Home to 114 Cobblers Court! Nestled in the quiet, established Brafferton community, this charming home offers over 1,700 square feet of finished living space on a spacious 0.27-acre lot, complete with a one-car garage. The main level features a versatile floor plan with two separate living areas, a formal dining room, a convenient half bath, and a cozy kitchen showcasing upgraded oak cabinetry. The expansive family room is centered around a warm gas fireplace and opens directly onto a large deck—perfect for entertaining, outdoor dining, or simply relaxing. Built with low-maintenance Trex decking, this inviting outdoor space overlooks the generous backyard, creating the ideal setting for gatherings with family and friends. Upstairs, the primary suite offers a spacious walk-in closet and a private en-suite bath. Two additional bedrooms and a full hall bathroom provide plenty of room for family, guests, or a home office. The unfinished walk-out basement spans more than 950 square feet and presents endless possibilities for future expansion. Whether you envision a recreation room, home gym, media room, workshop, or additional living space, this blank canvas is ready for your personal touch. Conveniently located just minutes from shopping, dining, I-95, and Marine Corps Base Quantico, you'll enjoy easy access to everyday conveniences, commuting routes, and local amenities. Everything you need is right at your fingertips while still enjoying the comfort and tranquility of an established neighborhood. Don't miss your opportunity to make this wonderful property your next home!

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
H.H. Poole Middle SchoolGrades 6-81.5 mi
5/10

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Extra Refrigerator/Freezer,Oven,Refrigerator,Washer,Water Heater,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Area: 952

Basement

  • Has basement: Yes
  • Basement: Full,Exterior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Dry Wall
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area above ground: 1,736

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump,Electric

Interior Area

  • Total structure area: 2,688
  • Total interior livable area: 1,736 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 20F 5 84
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$141$1,692
Property Taxes $397$4,764
Electricity $202$2,433
Total$3,369$40,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,508/yr
40% on housing$101,070/yr
45% on housing$89,840/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 22554$218
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22554$210
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Listed for sale$520,000
1981-01-01Sold$81,250

For Sale by Agent

AgentMichelle Turner
BrokerageColdwell Banker Elite

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