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40 Rocky Way Dr, Stafford, VA, 22554

3beds
3baths
2,690sqft
$569,900
$212price/sqft
$3,729/moest. monthly cost
$149,160/yrincome needed

About This Home

Move-in ready and loaded with custom upgrades, this beautifully maintained 3-bedroom, 2.5-bath Colonial blends style, comfort, and convenience. Ideally located near Quantico, VRE commuter rail, commuter lots, Stafford County schools, and major shopping. Inside: Brazilian teak wide plank floors, recessed lighting, an upgraded kitchen with brand new stainless steel appliances, and thoughtful custom finishes throughout. Step outside to a spacious, fully fenced backyard, great for entertaining, pets, or play. EV charging ready. The showstopper is a dedicated home theater with a stunning starlight ceiling, 7 in-wall surround sound speakers, and all theater equipment and seating included. A rare blend of comfort, tech, and lifestyle.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
4/10
H.H. Poole Middle SchoolGrades 6-81.1 mi
5/10

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Finished area above ground: 2,690

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,690
  • Total interior livable area: 2,690 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 20L 299
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 0.31 Acres

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,881$34,572
Home Insurance *$154$1,848
Property Taxes $435$5,220
Electricity $259$3,109
Total$3,729$44,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,851/yr
40% on housing$111,870/yr
45% on housing$99,440/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 22554$218
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22554$210
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$544,999
2026-07-09Price change$569,900
2026-06-18Listed for sale$585,000
2020-08-20Sold$380,000
2020-07-12Price change$369,900
2020-07-09Listed for sale$359,900
2013-09-12Sold$315,500
2013-07-14Pending sale$315,500
2013-07-13Listed for sale$315,500
2011-07-29Listing removed$1,850
2011-07-14Price change$1,850
2011-07-07Listed for rent$1,950

For Sale by Agent

AgentSteven Koleno
BrokerageBEYCOME BROKERAGE REALTY LLC

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