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406 Rover Ct, Stafford, VA, 22554

3beds
4baths
1,432sqft
$420,000
$293price/sqft
$2,759/moest. monthly cost
$110,360/yrincome needed

About This Home

Welcome home to this beautifully maintained 3-bedroom, 3.5-bath townhome tucked away on a cul-de-sac in Stafford! From the moment you step inside, you'll appreciate the warm hardwood flooring throughout the main level and the pride of ownership evident throughout the home. The spacious layout offers comfortable living on every level. The finished basement features a versatile bonus room that is perfect for a home office, workout room, or hobby space, along with a cozy recreation area for relaxing or entertaining. Additional peace of mind comes with a HVAC system installed in June 2020 and a new roof installed in 2024. Conveniently located just minutes from shopping, restaurants, I-95, commuter options, and everyday conveniences, this home offers the perfect balance of comfort and accessibility.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
4/10
H.H. Poole Middle SchoolGrades 6-81.5 mi
5/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1995

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 3

Features

  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,432

Heating & Cooling

  • Heating features: Other,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,432
  • Total interior livable area: 1,432 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 20P 16B 128
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Patio & porch: Deck
  • Fencing: Wood

Lot

  • Lot size: 1,598 sqft

Parking

  • Total spaces: 2
  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$114$1,368
Property Taxes $320$3,840
Electricity $202$2,433
Total$2,759$33,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,594/yr
40% on housing$82,770/yr
45% on housing$73,573/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 22554$218
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22554$210
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$420,000
2017-05-09Sold$235,000
2017-04-01Pending sale$240,000
2017-03-30Listed for sale$240,000
2010-05-17Sold$180,000
2010-02-18Price change$175,000
2010-01-23Listed for sale$185,000

For Sale by Agent

AgentRita Franklin
BrokerageBerkshire Hathaway HomeServices PenFed Realty

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