40 Topside Dr, Inlet Beach, FL, 32461
About This Home
Welcome to Waterview at Inlet Beach! A prime location and sought-after destination just a few blocks from the sugar-white sandy beaches of the Gulf Coast and the scenic 30A corridor. This beautiful home offers the perfect blend of coastal living and investment potential. With both short-term and long-term rentals permitted, it presents an excellent opportunity for homeowners, vacationers, and investors alike. This spacious 2-bedroom, 2.5-bathroom residence features an open-concept main living area with rich hardwood flooring, creating a warm and inviting atmosphere. The thoughtfully designed kitchen includes shaker-style cabinetry, a pantry, granite countertops, a breakfast bar, and stainless-steel appliances, making it ideal for everyday living and entertaining. The oversized primary suite serves as a luxurious retreat, complete with an enormous walk-in closet, dressing area, and a spa-inspired bathroom featuring a double vanity with granite countertops, a separate tiled shower, and a relaxing garden tub. The second bedroom also offers its own private en-suite bathroom with a tub/shower combination and double vanity with granite countertops. Step outside to a fenced backyard with a spacious deck--perfect for outdoor dining, entertaining guests, or enjoying family barbecues. The exterior has been recently painted, adding to the home's curb appeal and move-in-ready condition. Enjoy the convenience of being within walking distance of public beach access and nearby amenities. Shopping, dining, and entertainment are just minutes away, along with some of the Emerald Coast's most beloved destinations, including 30Avenue, Seaside, Grayton Beach, and Rosemary Beach. Head east to Panama City Beach and Pier Park for even more attractions, restaurants, and entertainment options. Outdoor enthusiasts will appreciate the area's endless recreational opportunities. Camp Helen State Park offers kayaking, paddle boarding, hiking trails, fishing, and opportunities to explore the natural beauty of the coast. Enjoy biking, golfing, boating, and breathtaking sunset strolls along the beach. Whether you're searching for a primary residence, a vacation getaway, or an income-producing investment property, this coastal gem offers it all. Schedule your private showing today and start living the beach lifestyle you've been dreaming of!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2014
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Electric Water Heater
Bedroom
- Level: Second
- Dimensions: 11 x 12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Dimensions: 10 x 11
Family Room
- Level: First
- Dimensions: 13 x 20
Features
- Double Vanity,Separate Shower,Upper Level Primary,Walk-In Closet(s)
- Window features: Double Pane Windows
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Multi Units
Interior Area
- Total structure area: 1,772
- Total interior livable area: 1,772 sqft
Kitchen
- Level: First
- Dimensions: 10 x 11
Master Bedroom
- Level: Second
- Dimensions: 14 x 15
Property
Details
- Parcel number: 363S18168100000340
- Zoning description: Resid Single Family
- Special condition: Listed As-Is
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Exterior features: Patio
- Fencing: Fenced,Privacy
Lot
- Lot size: 3,049 sqft
- Features: Paved
- Lot size dimensions: 40 x 75
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Walton County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $68 | $816 |
| Property Taxes | $447 | $5,364 |
| Electricity | $197 | $2,366 |
| Total | $3,998 | $47,976 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Price change | $649,900 |
| 2026-06-09 | Listed for sale | $679,900 |
| 2024-08-22 | Listing removed | $2,800 |
| 2024-08-04 | Listed for rent | $2,800 |
| 2023-08-04 | Listing removed | $775,000 |
| 2023-08-04 | Listed for sale | $775,000 |
| 2020-08-18 | Listing removed | $2,200 |
| 2020-08-10 | Listed for rent | $2,200 |
| 2014-07-03 | Sold | $236,500 |
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