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205 Gull Cv, Stafford, VA, 22554

5beds
4baths
3,277sqft
$619,900
$189price/sqft
$4,090/moest. monthly cost
$163,600/yrincome needed

About This Home

**HUGE PRICE IMPROVEMENT**Veteran Assumable 4.5%; Pennymac; $571K Balance**Move-In Ready 5BR, 3.5BA Brick-Front Colonial on a private cul-de-sac lot backing to the golf course in amenity-filled Aquia Harbour! This beautifully maintained three-level home offers the rare convenience of all five bedrooms on the upper level, including a spacious primary suite and a private secondary suite with its own full bath. Inside, a welcoming foyer leads to formal living and dining rooms with hardwood flooring, elegant trim details and updated lighting, while French doors open to a private home office. The heart of the home is the bright kitchen featuring white cabinetry, stainless steel appliances, ceramic tile backsplash, pantry cabinet, garden window and distinctive tray ceiling, all overlooking the breakfast area and dramatic two-story family room with vaulted ceilings, dual skylights, wood stove and access to the freshly sealed rear deck. The updated powder room and main-level laundry add everyday convenience. Upstairs, the primary suite includes a walk-in closet and renovated bath with granite vanity and jetted tub/shower. Bedroom 2 connects to the primary suite through French doors, making it ideal for a nursery, office, fitness room or sitting area. Bedroom 5 serves as an excellent guest or multigenerational suite with its own updated private bath, while two additional generously sized bedrooms complete the level. The finished walkout basement offers a large recreation room with pellet stove, recessed lighting, pre-wired wall speakers and backyard access, plus abundant unfinished storage area with expansion potential. Outside, enjoy a freshly sealed deck, paver patio, fire pit, fenced yard area and mature trees creating exceptional privacy along the golf course. The 0.88 acre lot extends well outside the fenced in area. Additional updates include a heat pump (2020), water heater (2021), some replacement windows, roof with architectural shingles, two-car garage, driveway with turnaround or parking pad and low-maintenance landscaping. The Abundant Aquia Harbour Amenities include 24 Hour Manned Front Gate + Residents Only Rear Gate; Two Pools; State Certified Police Force; Fire Dept; Marina w/Boat Ramp & Fishing Pier; Kayak/Canoe Launches; Golf Course w/Pro Shop, Putting Green, Driving Range & the World Famous Clubhouse @ Aquia Harbour Restaurant; Dog Park; Horse Stables, Riding Areas/Trails & Pens; Secure Storage Lot; Community Garden; PreSchool; Fishing Park; 8 Other Parks w/Tot Lots, Tennis & Basketball; Nature Park Like Surroundings with Tons of Wildlife including Deer, Fox & Bald Eagles Above! Don't Forget About the Community Events, including the Independence Day Celebration w/Parade and Fireworks, Oktoberfest, Outdoor Movies, and More!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
3/10
5/10
Brooke Point High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: Very Good,Good
  • Year built: 1986

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick Front,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Ice Maker,Stainless Steel Appliance(s),Cooktop,Water Heater,Electric Water Heater
  • Laundry features: Hookup,Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Heated,Interior Entry,Exterior Entry,Partially Finished,Rear Entrance,Shelving,Space For Rooms,Walk-Out Access,Windows,Full,Improved

Bathroom2

  • Features: Bathroom - Stall Shower,Skylight(s)
  • Level: Upper

Bathroom3

  • Features: Attached Bathroom,Flooring - Luxury Vinyl Plank,Countertop(s) - Quartz,Bathroom - Tub Shower
  • Level: Upper

Bedroom2

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Upper

Bedroom3

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Upper

Bedroom4

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Upper

Bedroom5

  • Features: Flooring - Carpet,Ceiling Fan(s),Attached Bathroom
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Features: Flooring - HardWood
  • Level: Main

Dining Room

  • Features: Formal Dining Room,Dining Area,Crown Molding,Chair Rail,Flooring - HardWood
  • Level: Main

Family Room

  • Features: Flooring - HardWood,Wood Stove,Skylight(s),Ceiling Fan(s),Cathedral/Vaulted Ceiling
  • Level: Main

Features

  • Attic,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Built-in Features,Ceiling Fan(s),Chair Railings,Crown Molding,Dining Area,Family Room Off Kitchen,Formal/Separate Dining Room,Pantry,Primary Bath(s),Recessed Lighting,Store/Office,Upgraded Countertops,Walk-In Closet(s),Other,2 Story Ceilings,Dry Wall,Vaulted Ceiling(s),Tray Ceiling(s)
  • Door features: Atrium,Double Entry,French Doors,Insulated,Six Panel,Sliding Glass
  • Window features: Bay/Bow,Atrium,Double Hung,Double Pane Windows,Screens,Skylight(s),Transom,Vinyl Clad,Wood Frames,Replacement
  • Flooring: Carpet,Luxury Vinyl,Hardwood,Ceramic Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Brick,Free Standing,Other,Mantel(s),Equipment,Pellet Stove,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 520
  • Finished area above ground: 2,757

Foyer

  • Features: Flooring - Ceramic Tile,Crown Molding,Chair Rail
  • Level: Main

Half Bath

  • Features: Flooring - Ceramic Tile,Countertop(s) - Quartz
  • Level: Main

Heating & Cooling

  • Heating features: Central,Forced Air,Heat Pump,Programmable Thermostat,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump,Programmable Thermostat,Electric

Interior Area

  • Total structure area: 4,001
  • Total interior livable area: 3,277 sqft

Kitchen

  • Features: Breakfast Room,Flooring - HardWood,Kitchen - Electric Cooking,Recessed Lighting,Pantry
  • Level: Main

Laundry

  • Features: Flooring - HardWood
  • Level: Main

Living Room

  • Features: Flooring - HardWood,Crown Molding
  • Level: Main

Office

  • Features: Flooring - HardWood
  • Level: Main

Primary Bathroom

  • Features: Double Sink,Flooring - Luxury Vinyl Plank,Granite Counters,Bathroom - Tub Shower,Bathroom - Jetted Tub
  • Level: Upper

Primary Bedroom

  • Features: Flooring - Carpet,Ceiling Fan(s),Walk-In Closet(s),Attached Bathroom
  • Level: Upper

Recreation Room

  • Features: Basement - Finished,Recessed Lighting,Flooring - Carpet
  • Level: Lower

Storage Room

  • Features: Built-in Features,Basement - Unfinished
  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 21B 1853
  • Zoning: R1
  • Special condition: Standard
  • Horse amenities: Arena,Riding Trail,Horses Allowed,Paddocks,Riding Ring,Stable(s)

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Patio & porch: Deck,Porch,Patio,Brick
  • Exterior features: Chimney Cap(s),Rain Gutters,Satellite Dish
  • Spa features: Bath
  • Fencing: Split Rail,Wire
  • Has view: Yes
  • View description: Golf Course,Street,Trees/Woods
  • Waterbody name: Aquia Creek
  • Horses can be raised: Yes

Lot

  • Lot size: 0.88 Acres
  • Features: Backs to Trees,Cul-De-Sac,Front Yard,Landscaped,Level,No Thru Street,Open Lot,Wooded,Private,Rear Yard,SideYard(s),Premium,Adjoins Golf Course

Parking

  • Total spaces: 10
  • Parking features: Storage,Built In,Covered,Garage Faces Front,Garage Door Opener,Inside Entrance,Concrete,Driveway,Private,Secured,Attached,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,134$37,608
Home Insurance *$168$2,016
Property Taxes $473$5,676
Electricity $315$3,787
Total$4,090$49,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,228/yr
40% on housing$122,700/yr
45% on housing$109,066/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 22554$218
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22554$210
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$599,900
2026-07-20Price change$619,900
2026-06-25Listed for sale$624,900
2022-05-12Sold$600,000
2022-04-11Pending sale$575,000
2022-04-08Listed for sale$575,000
2021-03-24Listing removed--
2014-05-23Listing removed$2,500
2014-05-09Listed for rent$2,500
2007-07-30Sold$435,000

For Sale by Agent

AgentMike Unruh
BrokerageKeller Williams Capital Properties

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