201 Bay Cv, Stafford, VA, 22554
About This Home
Back up offers welcome. Beautifully maintained Dutch Colonial in the gated community of Aquia Harbour featuring a rare floor plan with all 5 bedrooms on the upper level, 3.5 baths, and ample driveway parking. Fresh interior paint and updated flooring (2021) enhance the main level, along with formal living and dining rooms and convenient main-level laundry. Spacious primary suite with walk-in closet. Finished walkout basement offers a large recreation room, kitchenette, and backyard access—ideal for entertaining or multi-generational living (freshly painted May 2026). This home is ready for a new owner. Major updates include new roof (2026), siding (2026), deck (2024), electrical (2022), water heater (2021), and garage door with openers (2026). Situated on a private 0.58-acre lot backing to the golf course with mature trees and scenic views. Enjoy outdoor living on the Trex deck and frequent wildlife sightings. Aquia Harbour amenities include 24-hour gated security, pools, marina, golf course, clubhouse, parks, trails, and more. Active community with year-round events.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Good
- Year built: 1978
Materials
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
- Construction materials: Mixed
Other
- Builder model: HAMILTON
- Builder name: RYLAND
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial,Dutch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Oven/Range - Electric,Refrigerator,Cooktop,Washer,Dryer,Electric Water Heater
- Laundry features: Main Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Full,Finished,Walk-Out Access
Bathroom2
- Level: Upper
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedroom4
- Level: Upper
Bedroom5
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
Family Room
- Level: Main
Features
- Breakfast Area,Dining Area,Family Room Off Kitchen,Kitchen - Table Space,Primary Bath(s),Kitchen Island,Open Floorplan,Floor Plan - Traditional,Kitchenette
- Door features: Insulated,Sliding Glass
- Window features: Window Treatments
- Flooring: Luxury Vinyl
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 1,144
- Finished area above ground: 2,376
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,520
- Total interior livable area: 3,520 sqft
Kitchen
- Level: Main
Kitchen
- Level: Lower
Laundry
- Level: Main
Living Room
- Level: Main
Primary Bathroom
- Level: Upper
Primary Bedroom
- Level: Upper
Recreation Room
- Level: Lower
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 21B 1926
- Zoning: R1
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: Community
- Patio & porch: Deck
- Fencing: Wood
- Has view: Yes
- View description: Golf Course
Lot
- Lot size: 0.58 Acres
- Features: Wooded,Backs to Trees
Parking
- Total spaces: 2
- Parking features: Garage Faces Side,Asphalt,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Heat Wave
- Inland Flooding
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance * | $149 | $1,788 |
| Property Taxes | $420 | $5,040 |
| Electricity | $339 | $4,068 |
| Total | $3,689 | $44,268 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Contingent | $550,000 |
| 2026-07-30 | Price change | $550,000 |
| 2026-07-19 | Price change | $564,900 |
| 2026-06-28 | Listed for sale | $569,900 |
| 2022-01-19 | Sold | $428,500 |
| 2021-12-05 | Contingent | $435,000 |
| 2021-11-25 | Listed for sale | $435,000 |
| 2004-12-20 | Sold | $328,000 |
| 2000-12-01 | Sold | $172,000 |
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