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2320 Harpoon Dr, Stafford, VA, 22554

4beds
3baths
2,332sqft
$547,000
$235price/sqft
$3,554/moest. monthly cost
$142,160/yrincome needed

About This Home

Stunning Colonial in Coveted Aquia Harbour – Modern Charm Meets Serene Living. Welcome to 2320 Harpoon Drive – where timeless elegance meets everyday comfort in one of Stafford’s most sought-after gated communities, Aquia Harbour. This beautifully updated 4-bedroom, 2.5-bath colonial offers over 2,300 square feet of meticulously maintained living space, ideally nestled on a generous .42-acre lot backing to woods. Step inside and feel instantly at home with a bright and airy layout featuring luxury vinyl plank flooring, elegant crown molding, and wainscoting that adds just the right amount of classic charm. The kitchen is the heart of the home, boasting stainless steel appliances, granite countertops, and an eat-in breakfast area with serene views of the tree-lined backyard. The open-concept family room, complete with a cozy fireplace, invites effortless gatherings. Upstairs, retreat to the spacious owner’s suite with a walk-in closet and a spa-like soaking tub and separate stall shower. Three additional bedrooms and a stylishly renovated full bath provide ample space for family or guests. The unfinished walkout basement—already roughed in for a bathroom—offers endless potential for customization: game room, gym, media lounge, or in-law suite. Practical perks include a 2-car garage, and main-level laundry. Plus, this home is positioned for ultimate convenience—just minutes to Quantico, I-95, and major shopping and dining. But what truly sets this home apart is the incredible Aquia Harbour lifestyle. Enjoy private marina access, golf course, pools, tennis courts, stables, and 24/7 security—a community where nature, recreation, and comfort all converge. Don’t miss this rare opportunity to own a turnkey home in an amenity-rich, commuter-friendly location. Schedule your private tour today and make your dream home a reality.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
4/10
5/10
Brooke Point High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Concrete,Masonry,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,332

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,340
  • Total interior livable area: 2,332 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 21B 2105
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community

Lot

  • Lot size: 0.42 Acres

Parking

  • Total spaces: 2
  • Parking features: Built In,Garage Faces Front,Garage Door Opener,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,765$33,180
Home Insurance *$148$1,776
Property Taxes $417$5,004
Electricity $224$2,695
Total$3,554$42,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,851/yr
40% on housing$106,620/yr
45% on housing$94,773/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 22554$218
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22554$210
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$547,000
2026-01-01Listing removed$540,000
2025-11-29Listing removed$3,950
2025-10-01Listed for sale$540,000
2025-09-18Contingent$565,500
2025-08-28Listed for rent$3,950
2025-07-29Price change$565,500
2025-05-07Listed for sale$575,500
2023-09-22Sold$520,000
2023-08-22Pending sale$525,000
2023-08-11Listed for sale$525,000
2021-02-26Sold$440,000

For Sale by Agent

AgentDonald Miller
BrokerageReal Broker, LLC

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