3705 Aquia Dr, Stafford, VA, 22554
About This Home
Navigable Deep Waterfront living on the Aquia Creek! Located in the quiet third section of Aquia Harbour this rare gem of a property doesn't come along often. Bring your boat to come sail the world from your very own private pier and boat lift! A short boat ride from your dock takes you to the Potomac River with all day fun! Directly across from a historic scenic nature preserve (Government Island), privacy, fishing and boating are at its finest. Established and manicured landscaping throughout the front and back add to your breathtaking water views of passing boats, osprey, and wildlife galore. Perfectly positioned on a LEVEL lot, this 4-bedroom Colonial style home features elegant living with endless water recreational activities. The main level welcomes you with roomy and distinguished foyer which leads to three finished levels! The upstairs primary bedroom highlights vaulted ceilings, new carpet and spacious closets. The finished walkout basement is versatile with an office space, workout area, wet bar, bathroom and movie watching space. The outside terrace is beautifully updated with stamped concrete and ideal for entertaining, relaxing or eating al fresco while overlooking your water view sunsets. Situated at the end of the neighborhood, enjoy peaceful walks and bike rides around quiet no thru street. Aquia Harbour is a premiere gated community in Stafford County and located approximately 45 miles from Washington D.C., 15 miles north from Fredericksburg and 70 miles north from Richmond. Amenities of Aquia Harbour include a 24-hour manned front gate, 2 pools, marina with boat ramp, walking trails, certified police department, fire department, country club & golf course, community garden, preschool, 9 parks, tennis, basketball, dog park and great community events over the 4th of July (fireworks) and Oktoberfest! Minutes from I-95, Stafford Hospital, historic Fredericksburg, Quantico and Potomac Point Winery, this lovely home is perfect for fun on the water or a serene sanctuary getaway. 2 minutes from back gate! Owner is licensed real estate professional.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Very Good,Excellent
- Year built: 1988
Materials
- Foundation: Slab
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Disposal,Ice Maker,Oven/Range - Electric,Refrigerator,Water Heater,Electric Water Heater
- Laundry features: Main Level
Basement
- Features: Basement - Finished,Balcony Access,Flooring - Luxury Vinyl Tile,Lighting - LED,Wet Bar
- Level: Lower
Basement
- Has basement: Yes
- Basement: Connecting Stairway,Partial,Finished,Improved,Interior Entry,Exterior Entry,Rear Entrance
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
- Main level bathrooms: 1
Dining Room
- Features: Crown Molding
- Level: Main
Features
- Attic,Bar,Bathroom - Tub Shower,Breakfast Area,Ceiling Fan(s),Crown Molding,Dining Area,Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen - Table Space,Pantry,Wainscotting,Walk-In Closet(s)
- Flooring: Carpet
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
- Fireplace: Yes
- Finished area below ground: 800
- Finished area above ground: 2,168
Foyer
- Features: Crown Molding
- Level: Main
Heating & Cooling
- Heating features: Forced Air,Heat Pump,Programmable Thermostat,Electric
- Cooling features: Ceiling Fan(s),Central Air,Heat Pump,Programmable Thermostat,Electric
Interior Area
- Total structure area: 2,968
- Total interior livable area: 2,968 sqft
Kitchen
- Features: Breakfast Room,Built-in Features,Granite Counters,Dining Area,Kitchen - Electric Cooking,Kitchen - Country
- Level: Main
Living Room
- Features: Ceiling Fan(s),Crown Molding,Fireplace - Other,Fireplace - Gas
- Level: Main
Other
- Features: Ceiling Fan(s),Crown Molding
- Level: Main
Primary Bedroom
- Features: Cathedral/Vaulted Ceiling,Ceiling Fan(s),Walk-In Closet(s)
- Level: Upper
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 21B 2786
- Zoning: R1
- Special condition: Standard
- Exclusions: Washer / Dryer,3 Wall Mirrors In Basement,Front Yard Swing
- Horse amenities: Riding Trail,Stable(s),Horses Allowed,Arena
Features
- Levels: Three
- Stories: 3
- Pool features: Community
- Patio & porch: Patio,Roof
- Exterior features: Lawn Sprinkler
- Fencing: Aluminum
- Has view: Yes
- View description: Creek/Stream,Water
- Has water view: Yes
- Water view: Creek/Stream,Water
- On waterfront: Yes
- Waterfront features: Private Dock Site,Creek/Stream,Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access
- Waterbody name: Aquia Creek
- Frontage type: Road Frontage
- Frontage length: Water Frontage Ft: 60
- Horses can be raised: Yes
Lot
- Lot size: 0.30 Acres
- Features: Fishing Available,Front Yard,Landscaped,Level,Wooded,Premium,Stream/Creek,Sloped
Parking
- Total spaces: 4
- Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Driveway,Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,332 | $39,984 |
| Home Insurance * | $179 | $2,148 |
| Property Taxes | $503 | $6,036 |
| Electricity | $285 | $3,430 |
| Total | $4,299 | $51,588 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Contingent | $659,000 |
| 2026-07-30 | Price change | $659,000 |
| 2026-06-30 | Listed for sale | $689,000 |
| 2013-07-30 | Sold | $425,000 |
| 2013-06-05 | Price change | $424,900 |
| 2013-04-16 | Listed for sale | $449,900 |
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