See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

270 Olde Concord Rd, Stafford, VA, 22554

5beds
3baths
3,195sqft
$675,000
$211price/sqft
$4,524/moest. monthly cost
$180,960/yrincome needed

About This Home

This stunning 5-bedroom, 3-bathroom ranch-style home offers a perfect blend of comfort and modern living. With major renovations completed in 2025, this property features a spacious open floor plan that seamlessly connects the gourmet kitchen with upgraded countertops and stainless steel appliances to the inviting family room, complete with a cozy brick fireplace. The interior boasts elegant wood and tile floors, built-ins, and 3 bedrooms and 2 luxurious bathrooms with a walk-in shower on main level. In walkout basement enjoy 2 bedrooms and 1 full bath with soaking tub, sauna, and entertaining area with wet bar and additional built ins. Outside, the property spans 8.77 acres, offering a serene, secluded setting that backs to lush trees. Parking is a breeze with a front-entry attached garage and ample driveway space. Enjoy peaceful views of the wooded surroundings, making this home a perfect retreat while still being close to local amenities. This property is a rare find, combining spacious living with nature's tranquility. No HOA.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
3/10
Stafford Middle SchoolGrades 6-82.1 mi
5/10
Brooke Point High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Block,Permanent
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Ice Maker,Self Cleaning Oven,Range Hood,Refrigerator,Stainless Steel Appliance(s),Water Conditioner - Owned,Water Heater,Electric Water Heater
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Heated,Exterior Entry,Walk-Out Access

Bathroom1

  • Level: Lower

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom1

  • Level: Lower

Bedroom1

  • Level: Main

Bedroom2

  • Level: Lower

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Exercise Room

  • Level: Lower

Features

  • Attic,Soaking Tub,Bathroom - Walk-In Shower,Built-in Features,Ceiling Fan(s),Combination Kitchen/Living,Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Kitchen Island,Kitchen - Gourmet,Upgraded Countertops
  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace features: Brick,Glass Doors
  • Fireplace: Yes
  • Finished area below ground: 1,400
  • Finished area above ground: 1,795

Game Room

  • Level: Lower

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,195
  • Total interior livable area: 3,195 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 30 184
  • Zoning: A1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Underground Lawn Sprinkler
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 8.77 Acres
  • Features: Backs to Trees,Front Yard,Secluded,Wooded

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Door Opener,Attached,Detached Carport,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Hail
Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$183$2,196
Property Taxes $621$7,452
Electricity $307$3,692
Total$4,524$54,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,108/yr
40% on housing$135,720/yr
45% on housing$120,640/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 22554$218
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22554$210
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$715,000
2026-03-07Listed for sale$735,000
2026-01-01Listing removed$699,000
2025-12-25Contingent$699,000
2025-11-29Price change$699,000
2025-09-18Price change$725,000
2025-08-31Listed for sale$750,000
2025-06-28Listing removed$3,900
2025-05-04Price change$3,900
2025-03-21Listed for rent$4,100
2024-12-10Sold$586,300
2024-09-26Listed for sale$300,000

For Sale by Agent

AgentLori McAuliffe
BrokerageCentury 21 Redwood Realty

Similar Homes