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405 Donelson Loop, Stafford, VA, 22554

3beds
3baths
1,560sqft
$440,000
$282price/sqft
$2,881/moest. monthly cost
$115,240/yrincome needed

About This Home

Welcome to 405 Donelson Loop in sought-after Stafford County! This beautifully maintained home offers the perfect blend of comfort, space, and convenience in a prime commuter location. Featuring a spacious and functional floor plan, this property boasts generously sized bedrooms, inviting living spaces, and abundant natural light throughout. The kitchen offers ample cabinetry and workspace, flowing seamlessly into the dining and living areas—ideal for both everyday living and entertaining. Step outside to enjoy the private backyard, perfect for relaxing, grilling, or gathering with friends and family. Conveniently located near shopping, dining, parks, schools, I-95, commuter lots, and Quantico, this home provides easy access to everything Stafford has to offer while still maintaining a peaceful neighborhood setting. Whether you're a first-time buyer, growing household, or investor, this home presents an outstanding opportunity to own in one of Stafford’s most convenient locations. Schedule your showing today!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
3/10
Stafford Middle SchoolGrades 6-82.1 mi
5/10
Brooke Point High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1997

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Combination Kitchen/Dining
  • Flooring: Hardwood,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,560

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,560 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 30S 3 263
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 1,799 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Hail
Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$119$1,428
Property Taxes $336$4,032
Electricity $202$2,433
Total$2,881$34,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,777/yr
40% on housing$86,430/yr
45% on housing$76,826/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 22554$218
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22554$210
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-06-21Listing removed$2,450
2025-06-13Price change$2,450
2025-05-24Price change$2,600
2025-05-22Price change$2,400
2025-05-17Price change$2,500
2025-05-04Listed for rent$2,400
2024-03-03Listing removed--
2024-02-22Listed for rent$2,350
2024-02-10Listing removed--
2024-01-10Price change$2,400
2023-11-26Listing removed--
2022-12-02Listed for rent$2,350
2021-12-02Listing removed--
2021-11-30Price change$2,350
2021-11-25Listed for rent$2,400
2021-11-24Sold$330,000
2021-10-21Pending sale$330,000
2021-09-23Price change$330,000
2021-09-09Listed for sale$349,000
2019-09-28Listing removed$1,750
2019-09-20Listed for rent$1,750
2015-12-01Sold$173,000
2015-09-10Pending sale$199,000
2015-08-21Price change$199,000
2015-07-15Listed for sale$216,000
2005-04-27Sold$299,000
2002-03-04Sold$146,000
1997-12-19Sold$120,900

Coming Soon

AgentCurtis Hartless
BrokerageAscendancy Realty LLC

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