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31 Kelley Rd, Fredericksburg, VA, 22405

3beds
2baths
1,054sqft
$359,000
$341price/sqft
$2,393/moest. monthly cost
$95,720/yrincome needed

About This Home

Welcome to 31 Kelley Rd, Fredericksburg, VA 22405—a beautifully remodeled home offering modern finishes, thoughtful updates, and exceptional value. This charming 3-bedroom, 2-bathroom home features 1,065 square feet of stylish living space on a spacious 0.45-acre level lot. Step inside to discover luxury vinyl plank flooring throughout, fresh interior paint, and an inviting open feel. The stunning brand-new kitchen is designed to impress with custom cabinetry, elegant quartz countertops, and new stainless steel appliances, making it the perfect space for cooking and entertaining. Both bathrooms have been completely remodeled with contemporary finishes, creating a fresh, spa-like atmosphere. Every detail has been thoughtfully updated, allowing you to move in with confidence and enjoy a low-maintenance lifestyle. Outside, you'll find a large, flat backyard with plenty of room for entertaining, gardening, play, or future expansion. With no HOA, you'll enjoy the freedom to personalize your property without additional restrictions or fees. Conveniently located close to shopping, dining, schools, commuter routes, and everything Fredericksburg has to offer, this turnkey home is an outstanding opportunity for first-time buyers, downsizers, or anyone looking for a beautifully renovated home with a generous yard. Don't miss your chance to own this fully remodeled gem—schedule your private showing today!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

3/10
4/10
Stafford Sr. High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Crawl Space
  • Construction materials: Composition

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Dishwasher,Disposal,Refrigerator,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Hookup,Main Level

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,054

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: None,Electric

Interior Area

  • Total structure area: 1,054
  • Total interior livable area: 1,054 sqft

Property

Accessibility

  • Accessibility features: No Stairs

Details

  • Parcel number: 45D 2 A 5A
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Hail
Hurricane
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$102$1,224
Property Taxes $274$3,288
Electricity $202$2,433
Total$2,393$28,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,045/yr
40% on housing$71,790/yr
45% on housing$63,813/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 22405$242
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22405$204
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$349,000
2026-07-24Listed for sale$359,000
2026-06-01Sold$201,000
2000-11-21Sold$72,000

For Sale by Agent

AgentVictoria Balitcaia
BrokerageSamson Properties

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