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804 S Jackson St, Salisbury, NC, 28144

3beds
2baths
1,130sqft
$199,000
$176price/sqft
$1,530/moest. monthly cost
$61,200/yrincome needed

About This Home

Enjoy the charm of cottage living just minutes from Historic Downtown Salisbury. The spacious covered front porch offers a welcoming place to enjoy your morning coffee or unwind at the end of the day. Inside, the open living area flows naturally into the kitchen, creating a comfortable layout for everyday living. The home offers three bedrooms, with the third providing a versatile space that could also work well as a home office, guest room, or flex space. Recent improvements include new vinyl siding, fresh neutral paint, new vinyl plank flooring throughout, granite countertops, a new sink and faucet, new stove and range hood, updated bathrooms, new gutters and downspouts, a new rear deck, and a new partial privacy fence. Roof and HVAC were replaced in 2021, per the previous seller. Conveniently located near downtown Salisbury, parks, schools, shopping, dining, and the VA Hospital, this move-in ready home has previously been used as a rental, offering flexibility as a turnkey investment or a wonderful place to call home. Whether you're looking to invest or put down roots, this cottage is ready for its next chapter. Seller is willing to contribute towards closing costs, home warranty and/or refrigerator with acceptable offer,

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

--
Knox Middle SchoolGrades 6-81.6 mi
3/10
Salisbury High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Exhaust Fan,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup,In Bathroom,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,130

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,130
  • Total interior livable area: 1,130 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 015114
  • Zoning: UR12
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.16 Acres

Parking

  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$119$1,428
Property Taxes $205$2,460
Electricity $200$2,405
Total$1,530$18,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,457/yr
40% on housing$45,900/yr
45% on housing$40,800/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 28144$130
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28144$171
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$199,000
2025-08-14Listing removed$1,350
2025-08-04Listed for rent$1,350
2025-08-04Listing removed$1,350
2025-05-20Listed for rent$1,350
2025-05-19Listing removed$1,350
2025-05-03Listed for rent$1,350
2025-04-30Listing removed$159,900
2025-03-25Price change$159,900
2025-01-22Price change$164,900
2024-12-21Listing removed$1,350
2024-12-13Listed for rent$1,350
2024-12-12Listed for sale$179,000
2023-05-01Listing removed--
2023-03-19Listed for rent$1,300
2023-02-09Listing removed--
2023-01-11Price change$1,300
2022-12-13Listed for rent$1,350
2021-11-29Sold$140,000
2021-05-25Sold$30,000

For Sale by Agent

AgentJessica Sanders
BrokerageNorthGroup Real Estate LLC

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