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531 E Fisher St, Salisbury, NC, 28144

5beds
2baths
1,949sqft
$319,900
$164price/sqft
$2,339/moest. monthly cost
$93,560/yrincome needed

About This Home

Beautifully renovated home with modern upgrades throughout! This move-in ready property features a welcoming front porch with a new wood finish, new hardboard siding, new exterior and interior doors, and all new windows for improved efficiency and curb appeal. Inside, every light switch has been replaced, including USB charging options conveniently installed in each room. Spacious closets provide excellent storage throughout the home. Enjoy year-round comfort with a brand-new 3-ton smart package HVAC system with heat pump. The home also features modern stair railings, stylish new cabinetry, quartz countertops, and brand-new appliances. Each bedroom includes a smart ceiling fan, while exterior night light fixtures on every corner of the home add both beauty and security. The stamped concrete front walkway creates an impressive entrance. Gas service has been canceled and the home is fully electric for added convenience and efficiency.

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

--
Knox Middle SchoolGrades 6-81.8 mi
3/10
Salisbury High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Crawl Space
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator with Ice Maker,Washer/Dryer
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,949

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,949
  • Total interior livable area: 1,949 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 019127
  • Zoning: UR8
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 0.13 Acres

Parking

  • Parking features: Other - See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$192$2,304
Property Taxes $330$3,960
Electricity $200$2,405
Total$2,339$28,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,194/yr
40% on housing$70,170/yr
45% on housing$62,373/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 28144$130
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28144$171
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Price change$319,900
2026-05-28Listed for sale$330,000
2024-12-06Sold$100,000
2024-10-08Listed for sale$129,000
2024-08-14Pending sale$129,000
2024-08-08Listed for sale$129,000
2007-08-21Sold$80,000
2005-05-04Sold$19,500
2004-09-21Sold$17,000

For Sale by Agent

AgentJasmine Sanchez
BrokeragePlatinum Key Realty, LLC

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