414 S Rowan Ave, Spencer, NC, 28159
About This Home
Calling all investors and DIY enthusiasts! This charming 5-bedroom, 1-bath home in Spencer is a fantastic blank canvas. The property boasts generously sized rooms and a classic rocking chair front porch, perfect for enjoying quiet evenings. Its prime location offers a short stroll to downtown Spencer's shops, restaurants, and local attractions, making it an ideal project for a quick flip or a long-term rental."HOUSE IS BEING SOLD AS IS. THE OWNER HAS NEVER LIVED IN THE HOME AND THE OWNER WILL MAKE NOT NEGOTIATE REPAIRS. Please note tax value. There are 2 bedrooms in the back upstairs that are not included in the primary HLA because you have to pass through a section of (a low ceiling) to get to them. The 2 bedrooms represent a total of 466 sq ft. These two bedrooms have heat registers.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Crawl Space
- Roof: Composition
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Refrigerator
- Laundry features: Laundry Room
Bathroom Full
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 5
Dining Room
- Level: Main
Family Room
- Level: Main
Features
- Door features: Storm Door(s)
- Window features: Insulated Windows
- Flooring: Laminate,Linoleum
- Finished area below ground: 0
- Finished area above ground: 2,273
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,273
- Total interior livable area: 2,273 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 033371
- Zoning: R-6
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Front Porch
Lot
- Lot size: 0.17 Acres
- Features: Level
- Lot size dimensions: 50 x 145 x 50 x 145
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Rowan County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $757 | $9,084 |
| Home Insurance * | $92 | $1,104 |
| Property Taxes | $150 | $1,800 |
| Electricity | $211 | $2,540 |
| Total | $1,210 | $14,520 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $149,900 |
| 2026-04-08 | Price change | $169,900 |
| 2025-10-29 | Price change | $189,900 |
| 2025-10-08 | Price change | $199,900 |
| 2025-09-12 | Listed for sale | $225,000 |
| 2017-10-30 | Listing removed | $775 |
| 2017-09-01 | Listed for rent | $775 |
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