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257 Boat Club Ln, Salisbury, NC, 28146

--beds
--baths
0sqft
$3,200,000
--price/sqft
$19,295/moest. monthly cost
$771,800/yrincome needed

About This Home

High Rock Lake 12+/- acre COMMERCIAL tract with 450+ WATERFRONT FT, ACTIVE VIBRANT RESTAURANT, EVENT VENUE, Boat Ramp & Extensively Renovated Full Brick Ranch Rental with water views make this a SPECIAL OPPORTUNITY! Come over by boat to our private docks and enjoy food, drink and music. Multiple decks outside the restaurant above the lake give this a rare and unique feel. This is one of only two true drive-up waterfront restaurants on North Carolina's 2nd largest lake with approximately 15,180 acres and 365 miles of shorefront! The event venue building is perfect for parties, fundraisers, reunions, etc. w/ full kitchen, golf simulator, large flat screen tv's and bar area. INCREDIBLE POTENTIAL in many directions! Water depth 5+/- feet throughout cove at full pond. It's time to make your dreams a reality!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

3/10
Morgan Elementary SchoolGrades PK-55.1 mi
1/10
4/10
East Rowan High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 1979

Type & Style

  • Home type: SingleFamily
  • Property subType: Investment

Interior

Interior Area

  • Total structure area: 14,830

Property

Details

  • Parcel number: 614182
  • Zoning: COM
  • Special condition: Owner Sale

Features

  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,180$194,160
Home Insurance *$1,235$14,820
Property Taxes $1,680$20,160
Electricity $200$2,405
Total$19,295$231,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$661,542/yr
40% on housing$578,850/yr
45% on housing$514,533/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28146$157
Rowan County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 28146$194
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$3,200,000
2019-11-26Sold$650,000
2019-08-08Sold$714,000
2012-06-20Sold$835,000
2008-06-06Sold$800,000
2007-10-31Sold$800,000
2007-08-24Sold$800,000

For Sale by Agent

AgentJohn Beck
BrokerageJohn Christian Luxury Real Estate

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