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24 Rita Ln, Fredericksburg, VA, 22405

5beds
3baths
4,116sqft
$825,000
$200price/sqft
$5,432/moest. monthly cost
$217,280/yrincome needed

About This Home

Welcome to 24 Rita Lane, where the comfort of modern construction meets the privacy and freedom of country living. Set on nearly 4 picturesque acres in Stafford County with no HOA, this exceptional property offers the rare combination of a newly completed home, extensive garage space, equestrian amenities, and room to create the lifestyle you've been dreaming of. Completed in 2026 with all-new systems, materials, and finishes, this thoughtfully designed ranch home blends timeless style with today's modern conveniences. Inside, an open and inviting floor plan features luxury vinyl plank flooring, sun-filled living spaces, and a beautifully appointed kitchen with quartz countertops, white cabinetry, stainless steel appliances, a large center island, generous pantry space, and an effortless flow into the dining and family rooms. Anchored by a striking stacked-stone gas fireplace and soaring vaulted ceiling, the family room opens to the composite deck, creating an ideal setting for everyday living and entertaining. A versatile flex room on the main level offers endless possibilities, serving equally well as a private home office, additional living room, playroom, or even a sixth bedroom to accommodate changing needs. The main-level primary suite offers a peaceful retreat with a spacious walk-in closet featuring its own washer and dryer, and a luxurious bath complete with dual vanities, a soaking tub, and an oversized glass-enclosed shower. Two additional bedrooms and a full bath provide comfortable accommodations on the main level, while the finished walkout lower level offers exceptional flexibility with a spacious recreation area, full bath, and two additional finished rooms ready to serve as guest space, home offices, fitness areas, hobby rooms, or additional storage. Outside is where this property truly shines. Whether you're a horse enthusiast, car collector, small business owner, or simply someone who values space and privacy, the detached garage and barn provide endless possibilities. Offering room for up to eight vehicles, two horse stalls, and direct access to fenced pasture, this impressive outbuilding is perfectly suited for equestrian pursuits, workshop space, recreational vehicles, or expanding your collection. The nearly four-acre setting provides plenty of room to roam while maintaining easy access to Stafford's everyday conveniences. A composite deck overlooks the private grounds, while the existing in-ground pool offers an exciting opportunity for the next owner to personalize an outdoor retreat designed around their own vision and lifestyle. With no HOA, private well, conventional septic, an owned propane tank, abundant parking, and the peace of country living just minutes from shopping, dining, commuter routes, and everyday amenities, 24 Rita Lane presents a rare opportunity to enjoy the benefits of new construction, acreage, and exceptional versatility—all in one remarkable property. Some photos have been virtually staged to help illustrate the potential use and layout of the spaces.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Excellent
  • Year built: 1998

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Ice Maker,Refrigerator,Oven/Range - Electric,Stainless Steel Appliance(s),Washer,Dryer,Water Heater
  • Laundry features: Main Level,Has Laundry,Laundry Room

Bedroom2

  • Features: Flooring - Carpet,Recessed Lighting
  • Level: Main

Bedroom3

  • Features: Flooring - Carpet,Recessed Lighting
  • Level: Main

Bedroom4

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Lower

Bedroom5

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Family Room

  • Features: Flooring - Luxury Vinyl Plank,Fireplace - Gas,Cathedral/Vaulted Ceiling
  • Level: Main

Features

  • Entry Level Bedroom,Kitchen Island,Kitchen - Table Space,Primary Bath(s),Soaking Tub,Bathroom - Stall Shower,Bathroom - Walk-In Shower,Pantry,Primary Bedroom - Bay Front,Recessed Lighting,Walk-In Closet(s),Open Floorplan,Kitchen - Gourmet,Vaulted Ceiling(s)
  • Door features: French Doors
  • Window features: Bay/Bow
  • Flooring: Luxury Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane,Stone
  • Fireplace: Yes
  • Finished area below ground: 1,908
  • Finished area above ground: 2,208

Foyer

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,380
  • Total interior livable area: 4,116 sqft

Kitchen

  • Features: Flooring - Luxury Vinyl Plank,Countertop(s) - Quartz,Kitchen Island,Kitchen - Electric Cooking,Pantry
  • Level: Main

Laundry

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Office

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Other

  • Features: Flooring - Luxury Vinyl Plank,Bathroom - Stall Shower
  • Level: Main

Other

  • Features: Flooring - Luxury Vinyl Plank,Bathroom - Stall Shower
  • Level: Lower

Primary Bathroom

  • Features: Flooring - Luxury Vinyl Plank,Soaking Tub,Bathroom - Walk-In Shower,Walk-In Closet(s)
  • Level: Main

Primary Bedroom

  • Features: Flooring - Carpet,Walk-In Closet(s)
  • Level: Main

Recreation Room

  • Features: Basement - Finished,Flooring - Luxury Vinyl Plank,Recessed Lighting
  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 46F 2 3
  • Zoning: A1
  • Special condition: Standard
  • Horse amenities: Stable(s)

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Patio & porch: Deck,Porch
  • Fencing: Vinyl
  • Has view: Yes
  • View description: Pasture,Trees/Woods
  • Horses can be raised: Yes

Lot

  • Lot size: 3.83 Acres
  • Features: Cleared,Front Yard,Wooded,Private,Rear Yard,Rural,Secluded

Parking

  • Total spaces: 10
  • Parking features: Other,Garage Faces Front,Inside Entrance,Private,Driveway,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 10
  • Covered spaces: 10
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$235$2,820
Property Taxes $630$7,560
Electricity $396$4,757
Total$5,432$65,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,240/yr
40% on housing$162,960/yr
45% on housing$144,853/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 22405$242
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22405$204
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$825,000
2015-02-06Sold$565,000
2014-12-18Listed for sale$599,000
2014-09-22Listing removed$599,000
2014-04-16Price change$599,000
2014-03-22Listed for sale$649,000
2013-09-05Listing removed$599,999
2013-08-03Price change$599,999
2013-02-03Pending sale$649,900
2012-11-07Price change$649,900
2012-11-02Price change$698,900
2012-09-08Price change$698,000
2012-06-20Listed for sale$788,000

For Sale by Agent

AgentMichael Gillies
BrokerageEXP Realty, LLC

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