109 Circle Dr, Tool, TX, 75143
About This Home
Off market for a bit but NOW avalible. This is the cottage in the woods, one bedroom cottage which could be your weekend retreat. Or, FOUR lots total as one gives you a great building oppertunity with an existing quarters as you build. Lake view, from a screened in porch, on a channel that could be dredged out and become water front. A little effort could change everything. Great neighbors nice asphalt roads and a lake breeze that might just blow your hair back. Call, visit, sit, enjoy and dream! Summer is approaching and there is no time like lake time.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Cedar,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Electric Water Heater
- Laundry features: Washer Hookup,Electric Dryer Hookup,Stacked
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Open Floorplan
- Flooring: Linoleum
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total interior livable area: 729 sqft
Kitchen
- Features: Built-in Features,Galley Kitchen
- Level: First
- Dimensions: 0 x 0
Living Room
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 0 x 0
Master Bathroom
- Level: First
- Dimensions: 0 x 0
Master Bedroom
- Level: First
- Dimensions: 0 x 0
Property
Details
- Parcel number: 241114
- Exclusions: Washer/Dryer and fridge purchase can be negotiated
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered
- Fencing: Chain Link
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Canal Access
- Waterbody name: Cedar Creek
- Residential vegetation: Partially Wooded
Lot
- Lot size: 0.75 Acres
- Features: Rolling Slope
- Lot size dimensions: 4 lots
Parking
- Parking features: Concrete,Paved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,640 | $19,680 |
| Home Insurance * | $257 | $3,084 |
| Property Taxes | $136 | $1,632 |
| Electricity | $238 | $2,859 |
| Total | $2,271 | $27,252 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-08 | Listed for sale | $324,500 |
| 2026-01-13 | Listing removed | $324,500 |
| 2025-08-22 | Listed for sale | $324,500 |
For Sale by Agent
View on Zillow