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14 Myrtle Rd, Fredericksburg, VA, 22405

4beds
3baths
1,241sqft
$464,900
$375price/sqft
$3,039/moest. monthly cost
$121,560/yrincome needed

About This Home

Nice split-level home sitting on a nice-sized lot in a great location, priced right - and no HOA! It offers 4 bedrooms, 3 full bathrooms, and a 2-car garage. The large deck overlooks a spacious, fully fenced rear yard backing to trees. The lower level features a big recreation room with a level walk-out to the yard, and the kitchen offers upgraded flooring with room for a breakfast table. A large living/dining area provides flexible space for everyday living, working, and play. The water heater was replaced in 2024. The Hickory Ridge community sits on the northeast side of Fredericksburg in Stafford County, near Stafford High School and the Dogwood Airpark. Commuters have easy access to I-95 via the Centreport Pkwy ramp, and the VRE Leeland Road station is about a mile away for those heading into DC. GEICO, one of the region's largest private employers, is based nearby, and the area is within easy reach of the Federal government, Marine Corps Base Quantico, the University of Mary Washington, and Mary Washington Healthcare. Everyday shopping and dining line Route 17 close by, including Target, Lowe's, and Giant. Outdoor recreation is easy with several parks along the Rappahannock River, including River Road Park, St. Clair Brooks Park, and John Lee Pratt Memorial Park, all a short drive away. Historic Downtown Fredericksburg, with its shops, restaurants, and riverfront, is about 15 minutes from home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
Conway Elementary SchoolGrades K-50.8 mi
4/10
Stafford Sr. High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Ice Maker,Oven/Range - Electric,Range Hood,Refrigerator,Water Heater,Electric Water Heater
  • Laundry features: Lower Level,Hookup

Basement

  • Has basement: Yes
  • Basement: Rear Entrance,Full,Finished,Walk-Out Access

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 100
  • Dimensions: 10 X 10

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 100
  • Dimensions: 10 X 10

Bedroom4

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Breakfast Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Upper
  • Area: 110
  • Dimensions: 11 X 10

Features

  • Breakfast Area,Ceiling Fan(s),Combination Dining/Living,Crown Molding,Floor Plan - Traditional,Eat-in Kitchen,Kitchen - Table Space,Pantry,Primary Bath(s),Dry Wall
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,241

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,697
  • Total interior livable area: 1,241 sqft

Kitchen

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Upper
  • Area: 132
  • Dimensions: 11 X 12

Living Room

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 224
  • Dimensions: 14 X 16

Other

  • Features: Flooring - Vinyl
  • Level: Upper

Other

  • Features: Flooring - Vinyl
  • Level: Main

Primary Bathroom

  • Features: Flooring - Vinyl
  • Level: Upper

Primary Bedroom

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 154
  • Dimensions: 11 X 14

Recreation Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 384
  • Dimensions: 24 X 16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 46G 10 154
  • Zoning: R1
  • Zoning description: Suburban Residential
  • Special condition: Bankruptcy Property,Third Party Approval

Features

  • Levels: Split Foyer,Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: Full,Back Yard

Lot

  • Lot size: 0.37 Acres
  • Features: Backs to Trees,Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Concrete,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,350$28,200
Home Insurance *$132$1,584
Property Taxes $355$4,260
Electricity $202$2,433
Total$3,039$36,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,194/yr
40% on housing$91,170/yr
45% on housing$81,040/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 22405$242
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22405$204
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$464,900
2026-06-04Price change$474,900
2026-05-19Listed for sale$479,000
2025-08-19Listing removed$490,000
2025-07-24Price change$490,000
2025-07-17Listed for sale$499,000
2024-07-31Sold$465,000
2024-07-27Pending sale$450,000
2024-06-17Contingent$450,000
2024-06-15Listed for sale$450,000
2002-12-18Sold$188,900

For Sale by Agent

AgentStephanie Young
BrokerageCENTURY 21 New Millennium

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