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206 Chaptico Rd, South Hill, VA, 23970

4beds
2baths
2,525sqft
$379,900
$150price/sqft
$2,386/moest. monthly cost
$95,440/yrincome needed

About This Home

Discover refined living in this impeccably renovated home, ideally situated in one of South Hill's most sought-after locations. Offering 4 bedrooms and 2 beautifully appointed full baths, this residence seamlessly blends modern sophistication with everyday comfort. The designer-inspired bathrooms feature stunning tiled shower surrounds, while the open-concept kitchen flows effortlessly into a spacious dining area—perfect for hosting elegant dinners or casual gatherings. The inviting living room is anchored by a charming fireplace, creating a warm and stylish focal point for relaxing evenings. An expansive bonus room with Decorative box beams creating a tray-style ceiling detail provides exceptional flexibility—ideal for a second living area, media room, or potential 5th bedroom—tailored to fit your lifestyle. The unfinished basement adds even more value, offering ample space for a workshop, storage, or future customization. Outside, enjoy a generous lot with both front and rear yard space, a paved asphalt driveway, and a private rear patio perfect for entertaining. A thoughtfully designed covered side porch adds everyday convenience, making bringing in groceries effortless while providing sheltered access year-round. This move-in ready gem delivers the perfect balance of elegance, functionality, and location—an exceptional opportunity you won't want to miss.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential/Vacation

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher,Microwave,Range/Oven-Electric
  • Laundry features: Washer &/or Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters,Other
  • Door features: Storm Door(s)
  • Window features: Storm Window(s),Screens,Window Treatments
  • Flooring: Wood,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 477
  • Finished area above ground: 2,525

Heating & Cooling

  • Heating features: Heat Pump,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,479
  • Total interior livable area: 2,525 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 078A1243002
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Side Porch,Patio
  • Has view: Yes
  • View description: Neighborhood
  • Waterbody name: None

Lot

  • Lot size: 0.39 Acres

Parking

  • Parking features: No Garage,Asphalt
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Drought
Hurricane
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$114$1,368
Property Taxes $109$1,308
Electricity $243$2,918
Total$2,386$28,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,805/yr
40% on housing$71,580/yr
45% on housing$63,626/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 23970$192
Mecklenburg County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 23970
Mecklenburg County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$399,900
2026-04-21Price change$429,900
2026-04-05Listed for sale$439,900
2024-12-13Sold$165,000

For Sale by Agent

AgentJessie Snead
BrokerageExit Town & Lake Realty, South Hill

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